Lihue, Hawaii (HI) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Lihue, Hawaii and the surrounding area include Bank of HawaiiBank of Hawaii4455 Rice St, Lihue, HI 96766A+5.0 ★Texas Ratio: 1.38% Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate at 3.15% APY, Finance FactorsFinance Factors4393 Kukui Grove St Ste A, Lihue, HI 96766A+5.0 ★Texas Ratio: 0.99% Premier Savings at 3.00% APY, Bank of HopeBank of Hope4454 Nuhou St, Lihue, HI 96766A+5.0 ★Texas Ratio: 3.52% Kids Savings at 2.00% APY, HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit Union3 2600 Kaumualii Hwy, Lihue, HI 96766 2040A+5.0 ★Texas Ratio: 2.50% Individual Health Savings Account at 1.05% APY, and Kauai Federal Credit UnionKauai Federal Credit Union2976 Ewalu St, Lihue, HI 96766A5.0 ★Texas Ratio: 9.72% Regular and Secondary Savings at 0.30% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lihue, Hawaii, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lihue, Hawaii (HI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lihue, Hawaii and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Lihue, Hawaii & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
4455 Rice St, Lihue, HI 96766
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
4393 Kukui Grove St Ste A, Lihue, HI 96766
Premier Savings
3.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
4393 Kukui Grove St Ste A, Lihue, HI 96766
Premier Savings
2.50%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
4455 Rice St, Lihue, HI 96766
Bankohana Savings Special Combined APY Including Guaranteed Promo 90-day Interest Rate
2.37%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
4455 Rice St, Lihue, HI 96766
Bankohana Savings Special Variable APY After 90 Days
2.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
4393 Kukui Grove St Ste A, Lihue, HI 96766
eSavings
2.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Online Only
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
4393 Kukui Grove St Ste A, Lihue, HI 96766
Premier Savings
2.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
4454 Nuhou St, Lihue, HI 96766
Kids Savings
2.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Complimentary Kids Savings stackable money bank and passbook at new account opening
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
4455 Rice St, Lihue, HI 96766
Bankohana Savings Special Combined APY Including Guaranteed Promo 90-day Interest Rate
1.32%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Individual Health Savings Account
1.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Family Health Savings Account
1.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Individual Health Savings Account
0.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Family Health Savings Account
0.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Individual Health Savings Account
0.75%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Family Health Savings Account
0.75%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
4455 Rice St, Lihue, HI 96766
Bankohana Savings Special Variable APY After 90 Days
0.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Family Health Savings Account
0.65%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Individual Health Savings Account
0.65%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Family Health Savings Account
0.55%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000.00
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Individual Health Savings Account
0.55%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000.00
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Christmas Shares
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Regular and Secondary Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$200K & over
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Personal Savings
0.30%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Regular and Secondary Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$50K - under $200K
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
IRA Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI 96766
Roth Conversion IRA Shares
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Personal Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Regular and Secondary Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Bal. under $5K
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI 96766
Business Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI 96766
Coverdell ESA Shares
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI 96766
IRA Shares
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI 96766
Multiple Signature Shares
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI 96766
Share Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI 96766
Sub Shares
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
4493 Pahee St, Lihue, HI 96766
Roth IRA Shares
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Super Savings Tier 4
0.06%
$100
▼
Rate0.06%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Money Market Savings Tier 6
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Money Market Savings Tier 4
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Secondary Shares
0.05%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Roth IRA Share
0.05%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
IRA Share
0.05%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Business Share
0.05%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Money Market Savings Tier 5
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Super Savings Tier 3
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 4
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 & Over
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Exceptional Super Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Exceptional Super Savings Tier 4
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
3 2600 Kaumualii Hwy, Lihue, HI 96766 2040
Share Savings
0.05%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Super Savings Tier 1
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Money Market Savings Tier 2
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Super Savings Tier 2
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 1
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$0 - $9,999.99
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 2
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$10,000 - $24,999.99
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 3
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$25,000 - $99,999.99
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Exceptional Super Savings
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Exceptional Super Savings Tier 1
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Exceptional Super Savings Tier 2
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Exceptional Super Savings Tier 3
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Personal Super Savings Tier 1
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$0 - $9,999.99
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
4454 Nuhou Street Suites 408 And 409, Lihue, HI 96766
Business Money Market Savings Tier 3
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lihue, HI Savings Rate Trends
Compare local Lihue, HI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — HI Avg
2.327%
▲ 0.777 from last week
Hawaii high-yield savings rates rose 0.777 points this week to 2.327% APY, up from 1.551% last week.
Standard Savings — HI Avg
0.209%
▲ 0.159 from last week
Hawaii standard savings rates rose 0.159 points this week to 0.209% APY, up from 0.050% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lihue, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lihue, Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lihue, Hawaii
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Hawaii, help your money grow faster through a higher APY.
Are savings accounts in Lihue, Hawaii safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Hawaii up to $250,000 per depositor, per institution.
How often do savings rates change in Lihue, Hawaii?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Hawaii rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lihue, Hawaii may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Lihue, Hawaii?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lihue, Hawaii offer in-person customer service, which some customers prefer.
How do I open a savings account in Lihue, Hawaii?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Lihue, Hawaii
Here are recent savings rates observed in Lihue, Hawaii and the surrounding area:
- Bank of Hawaii
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate — 3.15% APY - Finance Factors
Premier Savings — 3.00% APY - Bank of Hope
Kids Savings — 2.00% APY - HawaiiUSA Federal Credit Union
Individual Health Savings Account — 1.05% APY - Kauai Federal Credit Union
Regular and Secondary Savings — 0.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lihue, Hawaii. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
