The best savings rates for Jacksonville, Illinois and the surrounding area include Heartland Bank and Trust CompanyHeartland Bank and Trust Company1604 W Morton Ave, Jacksonville, IL 62650A+5.0 ★Texas Ratio: 1.53% Simply Savings at 0.50% APY, First National Bank of ArenzvilleFirst National Bank of Arenzville1904 S Main St, Jacksonville, IL 62650A+5.0 ★Texas Ratio: 1.87% Health Savings Account at 0.40% APY, Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)242 Wall St, East Dubuque, IL 61025A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, Together Credit UnionTogether Credit Union155 Busch Dr, Jacksonville, FL 32218 5546A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, and Michigan State University Federal Credit UnionMichigan State University Federal Credit Union2500 N Halsted St, Chicago, IL 60614 6999A5.0 ★Texas Ratio: 9.68% Savings Builder - Tier 1 at 5.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Jacksonville, Illinois, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Jacksonville, Illinois (IL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Jacksonville, Illinois and the surrounding area. Last Updated and Verified: March 25, 2026
compounded and credited semi-annually; No charge for checks and debit card; One-time set-up fee of $25
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Intro rate subject to change
Terms and Conditions apply.
$250,000.00 - $499,999.99
Daily Balances Of $5,000-$100,000
$150,000.00 - $249,999.99
Minimum of $5,000 not currently deposited at Huntington.
$50 Minimum (effective 3/01/2025)
Compare local Jacksonville, IL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield savings rates rose 1.083 points this week to 2.306% APY, up from 1.223% last week.
Illinois standard savings rates fell 0.075 points this week to 0.500% APY, down from 0.575% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Jacksonville, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jacksonville, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.