Loves Park, Illinois (IL) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Loves Park, Illinois and the surrounding area include PNC BankPNC Bank5817 N 2nd St, Loves Park, IL 61111A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Illinois State Credit UnionIllinois State Credit Union5305 N 2nd St, Loves Park, IL 61111 5008A+5.0 ★Texas Ratio: 4.44% My Fortune Savings at 2.89% APY, Parda Federal Credit UnionParda Federal Credit Union5500 Forest Hills Rd, Loves Park, IL 61111 5213A+5.0 ★Texas Ratio: 1.40% Parda Premier Savings at 0.40% APY, Rock Valley Credit UnionRock Valley Credit Union1201 Clifford Ave, Loves Park, IL 61111A+5.0 ★Texas Ratio: 5.65% Secondary Savings at 0.15% APY, and MembersAlliance Credit UnionMembersAlliance Credit Union5286 Nimtz Rd, Loves Park, IL 61111A+5.0 ★Texas Ratio: 2.78% Savings Account at 0.15% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Loves Park, Illinois, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Loves Park, Illinois (IL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Loves Park, Illinois and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Loves Park, Illinois & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
5817 N 2nd St, Loves Park, IL 61111
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
5305 N 2nd St, Loves Park, IL 61111 5008
My Fortune Savings
2.89%
$20
▼
Rate2.89%
Min Deposit$20
Min Balance—
UpdatedMar 24, 2026
Details
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
5305 N 2nd St, Loves Park, IL 61111 5008
Kids Club Savings
1.90%
$20
▼
Rate1.90%
Min Deposit$20
Min Balance—
UpdatedMar 24, 2026
Details
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
5305 N 2nd St, Loves Park, IL 61111 5008
Savings Account
0.50%
$20
▼
Rate0.50%
Min Deposit$20
Min Balance—
UpdatedMar 24, 2026
Details
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
5305 N 2nd St, Loves Park, IL 61111 5008
IRA Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Parda Premier Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Parda Premier Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Parda Premier Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Parda Premier Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Parda Premier Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
All IRA Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1201 Clifford Ave, Loves Park, IL 61111
Secondary Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1201 Clifford Ave, Loves Park, IL 61111
Health Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
5286 Nimtz Rd, Loves Park, IL 61111
Savings Account
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
5286 Nimtz Rd, Loves Park, IL 61111
Business Savings Account
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1201 Clifford Ave, Loves Park, IL 61111
Primary Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
4225 N Perryville Rd, Loves Park, IL 61111 8652
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Regular Savings
0.05%
$20,000
▼
Rate0.05%
Min Deposit$20,000
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
5817 N 2nd St, Loves Park, IL 61111
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Regular Savings
0.03%
$5,000
▼
Rate0.03%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Business Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
5817 N 2nd St, Loves Park, IL 61111
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Regular Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
All Other Savings Accounts
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
5500 Forest Hills Rd, Loves Park, IL 61111 5213
Business Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
242 Wall St, East Dubuque, IL 61025
Snap $tack Savings
5.12%
$1,000
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL 62269 7397
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
Savings Builder - Tier 1
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Digital Advantage Savings
4.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Elite Savings
4.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Premier Savings
4.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL 61710 0001
Electronic Share Accounts
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL 61710 0001
IRA Savings Accounts
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4387 N Illinois St, Swansea, IL 62226
Kids Cash Savings
4.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Waterman Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
248 W Lincoln Hwy, Waterman, IL 60556
Business Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details
Waterman Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
248 W Lincoln Hwy, Waterman, IL 60556
High-Yield Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details
Waterman Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
248 W Lincoln Hwy, Waterman, IL 60556
Kids Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details
Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2323 S Wentworth Ave, Chicago, IL 60616
New Year Flexible Savings Account
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Terms and Conditions apply.
First Security Bank Mackinaw, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 E Fast Ave, Mackinaw, IL 61755
Health Savings Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
300 E Main St, Rockton, IL 61072
Investment Savings
3.35%
$50,000
▼
Rate3.31%
Min Deposit$50,000
Min Balance—
UpdatedMar 16, 2026
Details
$250,000.00 - $499,999.99
FTSB of Watseka, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
145 E 5th Ave, Clifton, IL 60927
Health Savings Account
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Structured Savings IRA
3.02%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances Of $5,000-$100,000
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1689 N Curran Rd, Mchenry, IL 60050
Premier Health Savings Account
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lisle Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
1450 Maple Ave, Lisle, IL 60532
High Interest Savings
3.00%
$10
▼
Rate2.96%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
300 E Main St, Rockton, IL 61072
Investment Savings
3.00%
$50,000
▼
Rate2.97%
Min Deposit$50,000
Min Balance—
UpdatedMar 16, 2026
Details
$150,000.00 - $249,999.99
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3333 W 26th St, Chicago, IL 60623
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Farmers State Bank Elmwood, IL
Institution Rating:
F1.0 ★Texas Ratio: 195.74%
104 E Main St, Elmwood, IL 61529
Vacation Club Savings
2.95%
$25
▼
Rate2.95%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
242 Wall St, East Dubuque, IL 61025
IRA Preferred Rate Savings
2.78%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Loves Park, IL Savings Rate Trends
Compare local Loves Park, IL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — IL Avg
2.306%
▲ 0.755 from last week
Illinois high-yield savings rates rose 0.755 points this week to 2.306% APY, up from 1.551% last week.
Standard Savings — IL Avg
0.499%
▼ 0.181 from last week
Illinois standard savings rates fell 0.181 points this week to 0.499% APY, down from 0.680% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Loves Park, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Loves Park, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Loves Park, Illinois
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Illinois, help your money grow faster through a higher APY.
Are savings accounts in Loves Park, Illinois safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Illinois up to $250,000 per depositor, per institution.
How often do savings rates change in Loves Park, Illinois?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Illinois rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Loves Park, Illinois may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Loves Park, Illinois?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Loves Park, Illinois offer in-person customer service, which some customers prefer.
How do I open a savings account in Loves Park, Illinois?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Loves Park, Illinois
Here are recent savings rates observed in Loves Park, Illinois and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Illinois State Credit Union
My Fortune Savings — 2.89% APY - Parda Federal Credit Union
Parda Premier Savings — 0.40% APY - Rock Valley Credit Union
Secondary Savings — 0.15% APY - MembersAlliance Credit Union
Savings Account — 0.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Loves Park, Illinois. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
