The best savings rates for Normal, Illinois and the surrounding area include PNC BankPNC Bank1501 E College Ave, Normal, IL 61761A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Illinois State Credit UnionIllinois State Credit Union1309 S Center St, Normal, IL 61761 3458A+5.0 ★Texas Ratio: 4.44% My Fortune Savings at 2.89% APY, University of Illinois Community Credit UnionUniversity of Illinois Community Credit Union416 Kays Dr, Normal, IL 61761A+5.0 ★Texas Ratio: 5.86% Jump Start Savings at 2.00% APY, Land Of Lincoln Credit UnionLand Of Lincoln Credit Union115 Susan Dr, Normal, IL 61761A5.0 ★Texas Ratio: 6.84% Health Savings Account (HSA) at 1.00% APY, and Heartland Bank and Trust CompanyHeartland Bank and Trust Company200 W College Ave, Normal, IL 61761A+5.0 ★Texas Ratio: 1.53% Simply Savings at 0.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Normal, Illinois, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Normal, Illinois (IL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Normal, Illinois and the surrounding area. Last Updated and Verified: March 25, 2026
Qualifying balance up to $5000.00
Balance of $10,000+
Direct deposit into your account; Choose your savings goal
Balance of $5,000 - $9,999.99
Qualifying balance up to $4,999.99
Balance of $1,000 - $4,999.99
Full Balance
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Terms and Conditions apply.
Intro rate subject to change
$250,000.00 - $499,999.99
Daily Balances Of $5,000-$100,000
Compare local Normal, IL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield savings rates rose 1.083 points this week to 2.306% APY, up from 1.223% last week.
Illinois standard savings rates fell 0.075 points this week to 0.500% APY, down from 0.575% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Normal, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Normal, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.