The best savings rates for Rochester, Indiana and the surrounding area include Beacon Credit UnionBeacon Credit Union504 Main St, Rochester, IN 46975A+5.0 ★Texas Ratio: 1.45% Business Ownership Share at 6.00% APY, Lake City BankLake City Bank507 E 9th St, Rochester, IN 46975A+5.0 ★Texas Ratio: 3.11% Rewards Savings at 0.36% APY, First FSB Rochester, INFirst FSB Rochester, IN301 E 9th St, Rochester, IN 46975A5.0 ★Texas Ratio: 10.65% Money Market Savings Accounts at 0.15% APY, Kemba Credit UnionKemba Credit Union1111 S Adams St, Bluffton, IN 46714 9772A5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY, and Everence Federal Credit UnionEverence Federal Credit Union1110 N Main St, Goshen, IN 46528 2638A5.0 ★Texas Ratio: 8.68% Youth savings at 5.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Rochester, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Rochester, Indiana (IN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Rochester, Indiana and the surrounding area. Last Updated and Verified: March 26, 2026
Rewards Checking account required; Qualifying balance up to $50,000
Rewards Checking account required; Qualifying balance up to $50,000
Rewards Checking account required
Rewards Checking account required
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
$200,000 & Over
$100,000-$199,999
Qualifying balance up to $10,000.00
over current rate account is earning
Qualifying balance up to $1,000,000.00
$25,000-$99,999
$1,000 bonus
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Click for more details!
Minimum of $5,000 not currently deposited at Huntington.
Qualifications Required; Qualifying balance up to $250,000.00
Qualifications Required
Qualifications Required: personal checking account; debit card; Qualifying balance up to $5,000.00
$10,000-$24,999
Qualifications Required: Open new Statement Savings Advanced account; mention offer during in-branch account opening or visit URL provided; deposit new money (money not currently held at any Wintrust Financial Corporation location) into the new Statement Savings Advanced account at account opening; New money only
Compare local Rochester, IN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana high-yield savings rates fell 1.754 points this week to 1.246% APY, down from 3.000% last week.
Indiana standard savings rates rose 0.153 points this week to 0.372% APY, up from 0.219% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rochester, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rochester, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.