Kansas City, Kansas (KS) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Kansas City, Kansas and the surrounding area include First Federal Bank of Kansas CityFirst Federal Bank of Kansas City711 Minnesota Ave, Kansas City, KS 66101A+5.0 ★Texas Ratio: 4.95% Grow Savings Account at 5.00% APY, CommunityAmerica Credit UnionCommunityAmerica Credit Union6390 N Cosby Ave, Kansas City, MO 64151A+5.0 ★Texas Ratio: 5.94% High Interest Savings at 5.00% APY, Capitol Federal Savings BankCapitol Federal Savings Bank7600 State Ave, Kansas City, KS 66112A+5.0 ★Texas Ratio: 1.06% eSavings at 3.70% APY, Unity One Credit UnionUnity One Credit Union4150 Kansas Ave, Kansas City, KS 66106A+5.0 ★Texas Ratio: 3.97% High Yield Savings Account at 1.60% APY, and Reliance Credit UnionReliance Credit Union540 Minnesota Ave, Kansas City, KS 66101A+5.0 ★Texas Ratio: 0.71% Select Share & Up at 0.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Kansas City, Kansas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Kansas City, Kansas (KS) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Kansas City, Kansas and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Kansas City, Kansas & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Grow Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
6390 N Cosby Ave, Kansas City, MO 64151
High Interest Savings
5.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Qualifications Required; Qualifying balance up to $2,500.00
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7600 State Ave, Kansas City, KS 66112
eSavings
3.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS 66106
High Yield Savings Account
1.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Select Share & Up
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$50,000
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1010 Grand Blvd, Kansas City, MO 64106
UMB Premium Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Select Share
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$25,000 - $49,999
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Select Share
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$5,000 - $24,999
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
IRA Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Accounts
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
IRA Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
First Savings Plus
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Personal Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS 66106
IRA Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS 66106
Holiday Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Youth Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Share/Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Minor Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Business Statement Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Statement Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Regular Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
2,4
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Business Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
First Savings Plus
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Minor Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
Share Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
eSavings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
2,4
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Regular Savings Account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS 66106
Primary Savings Account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS 66106
Secondary Savings Account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
Share Loan Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7600 State Ave, Kansas City, KS 66112
Passcard Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7600 State Ave, Kansas City, KS 66112
eSavings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Health Savings Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Draft
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Share Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Special Share
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1010 Grand Blvd, Kansas City, MO 64106
UMB Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Commerce Bank Kansas City, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
118 W 47th St, Kansas City, MO 64112
myRewards Savings
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7600 State Ave, Kansas City, KS 66112
Passcard Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Accounts
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
Kids Cash Savings
4.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Traditions High Yield Business Savings Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
Education IRA Share Accounts
3.80%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
IRA Share Accounts Education
3.80%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
IRA Share Accounts Roth
3.80%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
IRA Share Accounts Traditional
3.80%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
Roth IRA Share Accounts
3.80%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
Traditional IRA Share Accounts
3.80%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Blue Savings for Business
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Must enroll in eStatements to receive the advertised rate. Maximum aggregate balance of $2,500,000 across Blue Savings for Business accounts per Tax ID.
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
6480 Sprint Pkwy Ste I, Overland Park, KS 66211 1166
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
Super Savings
3.66%
$50
▼
Rate3.60%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $100,000.00
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Youth Savings 1 year
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1837 Grand Blvd, Kansas City, MO 64108
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Traditions High Yield Savings
3.16%
$0
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Traditions High Yield Business Savings
3.16%
$0
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Youth Savings 2 year
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kansas City, KS Savings Rate Trends
Compare local Kansas City, KS savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — KS Avg
1.156%
▼ 0.244 from last week
Kansas high-yield savings rates fell 0.244 points this week to 1.156% APY, down from 1.400% last week.
Standard Savings — KS Avg
0.458%
▲ 0.055 from last week
Kansas standard savings rates rose 0.055 points this week to 0.458% APY, up from 0.404% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Kansas City, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas City, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Kansas City, Kansas
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Kansas, help your money grow faster through a higher APY.
Are savings accounts in Kansas City, Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do savings rates change in Kansas City, Kansas?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Kansas City, Kansas may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Kansas City, Kansas?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Kansas City, Kansas offer in-person customer service, which some customers prefer.
How do I open a savings account in Kansas City, Kansas?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Kansas City, Kansas
Here are recent savings rates observed in Kansas City, Kansas and the surrounding area:
- First Federal Bank of Kansas City
Grow Savings Account — 5.00% APY - CommunityAmerica Credit Union
High Interest Savings — 5.00% APY - Capitol Federal Savings Bank
eSavings — 3.70% APY - Unity One Credit Union
High Yield Savings Account — 1.60% APY - Reliance Credit Union
Select Share & Up — 0.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kansas City, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
