The best savings rates for Houma, Louisiana and the surrounding area include Capital One BankCapital One Bank1047 W Tunnel Blvd, Houma, LA 70360A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Hancock Whitney BankHancock Whitney Bank7910 Main St, Houma, LA 70360A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, First HorizonFirst Horizon706 Barrow St, Houma, LA 70360A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, La Capitol Federal Credit UnionLa Capitol Federal Credit Union1421 Saint Charles St, Houma, LA 70360 3964A5.0 ★Texas Ratio: 7.23% Coverdell Education Savings at 0.25% APY, and La Terre Federal Credit UnionLa Terre Federal Credit Union701 Barrow St, Houma, LA 70360 4701A5.0 ★Texas Ratio: 6.32% Regular Share Savings and Checking Account at 0.15% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Houma, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Houma, Louisiana (LA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Houma, Louisiana and the surrounding area. Last Updated and Verified: March 27, 2026
$100 minimum opening balance; $100 minimum balance to avoid service fee; $100 minimum balance to earn dividends; Dividends compounded/credited monthly
Qualifying balance up to $20,000.00
Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000
Qualifications Required
Qualifying balance up to $3,000.00
Minimum Balance 4,5,6,9,10
($0 Opening Balance)
Balances $25,000.00 or more
Any balance
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Compare local Houma, LA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana high-yield savings rates rose 0.637 points this week to 2.187% APY, up from 1.551% last week.
Louisiana standard savings rates rose 0.759 points this week to 0.928% APY, up from 0.169% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Houma, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Houma, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.