The best savings rates for Jefferson, Louisiana and the surrounding area include Riverland Federal Credit UnionRiverland Federal Credit Union4809 Jefferson Hwy, Jefferson, LA 70121 3122A+5.0 ★Texas Ratio: 4.24% High-Yield Savings at 3.10% APY, Hancock Whitney BankHancock Whitney Bank400 Labarre Rd, Jefferson, LA 70121A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, Jefferson Financial Federal Credit UnionJefferson Financial Federal Credit Union1201 Jefferson Hwy, Jefferson, LA 70121B4.5 ★Texas Ratio: 20.76% IRA Savings at 0.65% APY, Keesler Federal Credit UnionKeesler Federal Credit Union1201 Jefferson Hwy, Jefferson, LA 70121A+5.0 ★Texas Ratio: 4.31% IRA Savings at 0.65% APY, and Chevron Federal Credit UnionChevron Federal Credit Union100 Northpark Blvd # B1302A, Covington, LA 70433 5069A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Jefferson, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Jefferson, Louisiana (LA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Jefferson, Louisiana and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000
Qualifications Required
Qualifying balance up to $3,000.00
($0 Opening Balance)
Minimum Balance 4,5,6,9,10
Balances $25,000.00 or more
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
Any balance
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Balances exceeding $50,000 earn 0.50% APY
$100,000.00
Compare local Jefferson, LA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana high-yield savings rates rose 0.389 points this week to 2.187% APY, up from 1.799% last week.
Louisiana standard savings rates rose 0.794 points this week to 0.925% APY, up from 0.131% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Jefferson, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jefferson, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.