The best savings rates for Lafayette, Louisiana and the surrounding area include First Pioneers Federal Credit UnionFirst Pioneers Federal Credit Union2235 S College Rd, Lafayette, LA 70508A+5.0 ★Texas Ratio: 5.82% Explorer Club Savings at 3.30% APY, Capital One BankCapital One Bank3838 W Congress St, Lafayette, LA 70506A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Hancock Whitney BankHancock Whitney Bank3730 Ambassador Caffery Pkwy, Lafayette, LA 70503A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, First HorizonFirst Horizon200 W Congress St, Lafayette, LA 70501A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Meritus Federal Credit UnionMeritus Federal Credit Union515 Guilbeau Rd, Lafayette, LA 70506 6089A+5.0 ★Texas Ratio: 3.17% Money Market Savings Accounts at 0.56% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lafayette, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lafayette, Louisiana (LA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lafayette, Louisiana and the surrounding area. Last Updated and Verified: March 27, 2026
Qualifying balance up to $3,000.00
$100.00 required to earn interest
(Roth and Traditional)
Qualifying balance up to $20,000.00
Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000
Qualifications Required
Minimum Balance 4,5,6,9,10
Balances $25,000.00 or more
Any balance
Compare local Lafayette, LA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana high-yield savings rates rose 0.389 points this week to 2.187% APY, up from 1.799% last week.
Louisiana standard savings rates rose 0.794 points this week to 0.925% APY, up from 0.131% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lafayette, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lafayette, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.