Lake Charles, Louisiana (LA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Lake Charles, Louisiana and the surrounding area include Capital One BankCapital One Bank3225 Ryan St, Lake Charles, LA 70601A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Hancock Whitney BankHancock Whitney Bank3401 Ryan St, Lake Charles, LA 70605A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, First Guaranty BankFirst Guaranty Bank4740 Nelson Rd, Lake Charles, LA 70605A5.0 ★Texas Ratio: 12.00% Savings Elite at 2.53% APY, First HorizonFirst Horizon4440 Nelson Rd, Lake Charles, LA 70605A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157A5.0 ★Texas Ratio: 8.91% YOUth Launch Savings at 0.35% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lake Charles, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lake Charles, Louisiana (LA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lake Charles, Louisiana and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Lake Charles, Louisiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
3225 Ryan St, Lake Charles, LA 70601
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
3401 Ryan St, Lake Charles, LA 70605
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Savings Elite
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
SAVINGSELITE
2.53%
$25,000
▼
Rate2.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Balances $25,000.00 or more
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
3401 Ryan St, Lake Charles, LA 70605
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
3401 Ryan St, Lake Charles, LA 70605
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
YOUth Launch Savings
0.35%
$5
▼
Rate0.35%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
YOUth Education Savings
0.35%
$5
▼
Rate0.35%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Regular Savings
0.35%
$5
▼
Rate0.35%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Health Savings Account
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Savings
0.30%
$25
▼
Rate0.30%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
519 Kirby St, Lake Charles, LA 70601
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Individual Retirement Accounts (IRAs) Savings
0.20%
$250
▼
Rate0.20%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
519 Kirby St, Lake Charles, LA 70601
Christmas Club Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
519 Kirby St, Lake Charles, LA 70601
Regulare Share Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Health Savings Account
0.12%
$100
▼
Rate0.12%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Account transfer limitations apply
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
UTMA Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Teen Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Share Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Payable-on-Death Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Business Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Account transfer limitations apply
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Health Savings Account
0.07%
$100
▼
Rate0.07%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Business Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
3401 Ryan St, Lake Charles, LA 70605
Freestyle Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
SAVINGSELITE
0.05%
$25,000
▼
Rate0.05%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Balances less than $25,000.00
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Christmas Club Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Regular Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Savings Elite
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4740 Nelson Rd, Lake Charles, LA 70605
Health Savings Account
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
100 Northpark Blvd # B1302A, Covington, LA 70433 5069
MySavings Youth
7.00%
$0
▼
Rate6.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Youth & Teen Savings
4.09%
$5
▼
Rate4.00%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Save Better Savings
4.01%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Prosperity Rewards Savings
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
2321 Airline Dr, Bossier City, LA 71111 5810
IRA Prime Savings
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
2443 Texas Ave, Shreveport, LA 71103
High Yield Savings Accounts
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA 70817 5917
Premier Bundle Savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifications Required
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA 70817 5917
Premier Savings
3.50%
$5
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
Explorer Club Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $3,000.00
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Non-Profit Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
High-Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Christmas Club Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Back to School Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
2443 Texas Ave, Shreveport, LA 71103
High Yield Savings Accounts
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA 71301
IRA Share Account
3.04%
$100
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA 71360 5444
Christmas Club Shares
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
IRA SHARE ROTH
2.02%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
Savings
1.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
1.00%
$1,000,000
▼
Rate0.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 25, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Personal Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
0.75%
$500,000
▼
Rate0.00%
Min Deposit$500,000
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lake Charles, LA Savings Rate Trends
Compare local Lake Charles, LA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — LA Avg
2.244%
▲ 0.980 from last week
Louisiana high-yield savings rates rose 0.980 points this week to 2.244% APY, up from 1.264% last week.
Standard Savings — LA Avg
0.897%
▲ 0.754 from last week
Louisiana standard savings rates rose 0.754 points this week to 0.897% APY, up from 0.142% last week.
As of Mar 29, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lake Charles, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lake Charles, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lake Charles, Louisiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.
Are savings accounts in Lake Charles, Louisiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.
How often do savings rates change in Lake Charles, Louisiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lake Charles, Louisiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Lake Charles, Louisiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lake Charles, Louisiana offer in-person customer service, which some customers prefer.
How do I open a savings account in Lake Charles, Louisiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Lake Charles, Louisiana
Here are recent savings rates observed in Lake Charles, Louisiana and the surrounding area:
- Capital One Bank
360 Performance Savings — 3.20% APY - Hancock Whitney Bank
Freestyle Savings Account — 2.75% APY - First Guaranty Bank
Savings Elite — 2.53% APY - First Horizon
TotalView Money Market Savings — 0.75% APY - Northrop Grumman Federal Credit Union
YOUth Launch Savings — 0.35% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lake Charles, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
