Biddeford, Maine (ME) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Biddeford, Maine and the surrounding area include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union75 Boulder Way, Biddeford, ME 04005A+5.0 ★Texas Ratio: 2.96% Youth Savings at 4.00% APY, Saco & Biddeford SavingsSaco & Biddeford Savings160 Shops Way, Biddeford, ME 04005A+5.0 ★Texas Ratio: 4.27% High Balance Savings at 3.30% APY, PeoplesChoice Credit UnionPeoplesChoice Credit Union369 Elm St, Biddeford, ME 04005 3023A5.0 ★Texas Ratio: 7.93% BOOST Youth Savings at 3.05% APY, Maine Community BankMaine Community Bank473 Alfred St, Biddeford, ME 04005A+5.0 ★Texas Ratio: 1.80% 207 Savings at 1.77% APY, and Bangor Savings BankBangor Savings Bank208 Main St, Biddeford, ME 04005A+5.0 ★Texas Ratio: 2.55% Savings Account at 0.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Biddeford, Maine, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Biddeford, Maine (ME) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Biddeford, Maine and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Biddeford, Maine & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Youth Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$250,000 - $499,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Business Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
High Balance Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
High Balance Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
369 Elm St, Biddeford, ME 04005 3023
BOOST Youth Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Balances up to $2,500; Qualifying balance up to $2,500.00
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
Mutual High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
High Balance Savings
2.99%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Youth Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 - $249,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Business Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
High Balance Savings
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Youth Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 - $99,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Business Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
473 Alfred St, Biddeford, ME 04005
207 Savings
1.77%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Qualifying balance up to $249,999.99
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Youth Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$10,000 - $49,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Business Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
Kids Savings Account
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
369 Elm St, Biddeford, ME 04005 3023
Money Market (Savings)
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Youth Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$5,000 - $9,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Business Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
369 Elm St, Biddeford, ME 04005 3023
Money Market (Savings)
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
369 Elm St, Biddeford, ME 04005 3023
Money Market (Savings)
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
369 Elm St, Biddeford, ME 04005 3023
Money Market (Savings)
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
473 Alfred St, Biddeford, ME 04005
Health Savings Account
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Business Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
(Savings)
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Youth Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$1,000 - $4,999 (Savings)
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Savings Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
369 Elm St, Biddeford, ME 04005 3023
Money Market (Savings)
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Market Rate Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
369 Elm St, Biddeford, ME 04005 3023
Money Market (Savings)
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
Kids Savings Account
0.32%
$0
▼
Rate0.32%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME 04005 9459
Savings
0.30%
$25
▼
Rate0.30%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Health Savings Account (HSA)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME 04005 9459
Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Market Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Health Savings Account (HSA)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME 04005 9459
Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME 04005 9459
Savings
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Market Rate Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
High Balance Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
160 Shops Way, Biddeford, ME 04005
Mutual High Yield Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
473 Alfred St, Biddeford, ME 04005
Smart Business Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Qualifying balance up to $9,999.99
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Business Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Centsables Youth Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Health Savings Account (HSA)
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME 04005
Member Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
369 Elm St, Biddeford, ME 04005 3023
IRA & HSA Share
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
473 Alfred St, Biddeford, ME 04005
Essential Savings
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Qualifying balance up to $2,499.99
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
208 Main St, Biddeford, ME 04005
Market Rate Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rockland Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
582 Main St, Rockland, ME 04841
RSB High Yield Savings
3.15%
$50,000
▼
Rate3.06%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
High-Yield Savings Account
3.10%
$25
▼
Rate3.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
High-Yield Savings Account
2.65%
$25
▼
Rate2.62%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Rockland Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
582 Main St, Rockland, ME 04841
RSB High Yield Savings
2.65%
$50,000
▼
Rate2.58%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
HSA Savings
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Biddeford, ME Savings Rate Trends
Compare local Biddeford, ME savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — ME Avg
1.511%
▲ 0.423 from last week
Maine high-yield savings rates rose 0.423 points this week to 1.511% APY, up from 1.088% last week.
Standard Savings — ME Avg
0.552%
▲ 0.052 from last week
Maine standard savings rates rose 0.052 points this week to 0.552% APY, up from 0.500% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Biddeford, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Biddeford, Maine. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Biddeford, Maine
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maine, help your money grow faster through a higher APY.
Are savings accounts in Biddeford, Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do savings rates change in Biddeford, Maine?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Biddeford, Maine may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Biddeford, Maine?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Biddeford, Maine offer in-person customer service, which some customers prefer.
How do I open a savings account in Biddeford, Maine?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Biddeford, Maine
Here are recent savings rates observed in Biddeford, Maine and the surrounding area:
- Atlantic Regional Federal Credit Union
Youth Savings — 4.00% APY - Saco & Biddeford Savings
High Balance Savings — 3.30% APY - PeoplesChoice Credit Union
BOOST Youth Savings — 3.05% APY - Maine Community Bank
207 Savings — 1.77% APY - Bangor Savings Bank
Savings Account — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Biddeford, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
