Falmouth, Maine (ME) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Falmouth, Maine and the surrounding area include Camden National BankCamden National Bank240 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 0.98% High-Yield Savings Account at 3.10% APY, Maine Community BankMaine Community Bank65 Gray Rd, Falmouth, ME 04105A+5.0 ★Texas Ratio: 1.80% 207 Savings at 1.77% APY, Bangor Savings BankBangor Savings Bank215 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 2.55% Savings Account at 0.50% APY, Norway Savings BankNorway Savings Bank266 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 0.74% inBusinessTM Money Market Savings2 at 0.40% APY, and Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union55 Cushing ST, Brunswick, ME 04011A+5.0 ★Texas Ratio: 2.96% Business Savings at 4.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Falmouth, Maine, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Falmouth, Maine (ME) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Falmouth, Maine and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Falmouth, Maine & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
240 Us Route 1, Falmouth, ME 04105
High-Yield Savings Account
3.10%
$25
▼
Rate3.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
240 Us Route 1, Falmouth, ME 04105
High-Yield Savings Account
2.65%
$25
▼
Rate2.62%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
65 Gray Rd, Falmouth, ME 04105
207 Savings
1.77%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Qualifying balance up to $249,999.99
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
65 Gray Rd, Falmouth, ME 04105
Health Savings Account
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Savings Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Market Rate Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
inBusinessTM Money Market Savings2
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
inBusinessTM Money Market Savings2
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Market Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Market Rate Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
Health Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
Savings Solutions
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
1
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
Health Savings Account
0.12%
$0
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
215 Us Route 1, Falmouth, ME 04105
Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
inBusinessTM Money Market Savings2
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
inBusinessTM Premium Savings1
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
Savings Solutions
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
65 Gray Rd, Falmouth, ME 04105
Smart Business Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Qualifying balance up to $9,999.99
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
inBusinessTM Premium Savings1
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
Savings Solutions
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
Health Savings Account
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
240 Us Route 1, Falmouth, ME 04105
Business Savings Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
240 Us Route 1, Falmouth, ME 04105
Health Savings Account (HSA)
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
240 Us Route 1, Falmouth, ME 04105
Promise Savings Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
266 Us Route 1, Falmouth, ME 04105
inBusinessTM Money Market Savings2
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Youth Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$250,000 - $499,999
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
23 Industrial Park Rd, Saco, ME 04072 1804
BOOST Youth Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Balances up to $2,500; Qualifying balance up to $2,500.00
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
200 Capitol St, Augusta, ME 04330 6238
Advantage Savings
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
177 Main St, Bucksport, ME 04416
Health Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
IRA Savings
2.63%
$25
▼
Rate2.60%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Youth Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 - $249,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
IRA Savings
2.43%
$25
▼
Rate2.40%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
IRA Savings
2.22%
$25
▼
Rate2.20%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
200 Capitol St, Augusta, ME 04330 6238
Advantage Savings
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Health Savings Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Youth Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 - $99,999
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
200 Capitol St, Augusta, ME 04330 6238
Advantage Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
312 Main St, Saco, ME 04072 1515
Whiz Kid Share
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$25.00 (minimum) - $999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Falmouth, ME Savings Rate Trends
Compare local Falmouth, ME savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — ME Avg
1.679%
▲ 1.476 from last week
Maine high-yield savings rates rose 1.476 points this week to 1.679% APY, up from 0.203% last week.
Standard Savings — ME Avg
0.563%
▼ 1.247 from last week
Maine standard savings rates fell 1.247 points this week to 0.563% APY, down from 1.810% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Falmouth, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Falmouth, Maine. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Falmouth, Maine
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maine, help your money grow faster through a higher APY.
Are savings accounts in Falmouth, Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do savings rates change in Falmouth, Maine?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Falmouth, Maine may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Falmouth, Maine?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Falmouth, Maine offer in-person customer service, which some customers prefer.
How do I open a savings account in Falmouth, Maine?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Falmouth, Maine
Here are recent savings rates observed in Falmouth, Maine and the surrounding area:
- Camden National Bank
High-Yield Savings Account — 3.10% APY - Maine Community Bank
207 Savings — 1.77% APY - Bangor Savings Bank
Savings Account — 0.50% APY - Norway Savings Bank
inBusinessTM Money Market Savings2 — 0.40% APY - Atlantic Regional Federal Credit Union
Business Savings — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Falmouth, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
