Freeport, Maine (ME) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Freeport, Maine and the surrounding area include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union41 Mallett Dr, Freeport, ME 04032A+5.0 ★Texas Ratio: 2.96% Business Savings at 4.00% APY, Kennebec Savings BankKennebec Savings Bank181 Lower Main St, Freeport, ME 04032A+5.0 ★Texas Ratio: 1.44% HSA Savings at 1.50% APY, Norway Savings BankNorway Savings Bank8 Mallett Dr, Freeport, ME 04032A+5.0 ★Texas Ratio: 0.74% inBusinessTM Money Market Savings2 at 0.40% APY, Midcoast Federal Credit UnionMidcoast Federal Credit Union186 Lower Main St, Freeport, ME 04032A+5.0 ★Texas Ratio: 1.69% Impact Business Savings at 0.05% APY, and PeoplesChoice Credit UnionPeoplesChoice Credit Union23 Industrial Park Rd, Saco, ME 04072 1804A5.0 ★Texas Ratio: 7.93% BOOST Youth Savings at 3.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Freeport, Maine, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Freeport, Maine (ME) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Freeport, Maine and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Freeport, Maine & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Business Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Youth Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$250,000 - $499,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Youth Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 - $249,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Business Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Youth Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 - $99,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Business Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Youth Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$10,000 - $49,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Business Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
HSA Savings
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Youth Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$5,000 - $9,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Business Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Youth Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$1,000 - $4,999 (Savings)
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Business Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
(Savings)
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier Savings
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
inBusinessTM Money Market Savings2
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier IRA Savings
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier Savings
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
inBusinessTM Money Market Savings2
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Health Savings Account (HSA)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Health Savings Account (HSA)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier IRA Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier Savings
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Statement Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Kids Savings
0.20%
$1
▼
Rate0.20%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier IRA Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier IRA Savings
0.15%
$10
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
Savings Solutions
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
1
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier Savings
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
Health Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
Health Savings Account
0.12%
$0
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
Savings Solutions
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
inBusinessTM Premium Savings1
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
inBusinessTM Money Market Savings2
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Statement Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier Savings
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
HSA Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
Savings Solutions
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
inBusinessTM Premium Savings1
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
Health Savings Account
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
8 Mallett Dr, Freeport, ME 04032
inBusinessTM Money Market Savings2
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
186 Lower Main St, Freeport, ME 04032
Impact Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
186 Lower Main St, Freeport, ME 04032
Youth Special Purpose Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
186 Lower Main St, Freeport, ME 04032
Thrive Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
186 Lower Main St, Freeport, ME 04032
Sprout Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
186 Lower Main St, Freeport, ME 04032
Special Purpose Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Statement Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
186 Lower Main St, Freeport, ME 04032
Member Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
186 Lower Main St, Freeport, ME 04032
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Member Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Health Savings Account (HSA)
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Centsables Youth Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
41 Mallett Dr, Freeport, ME 04032
Business Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
Premier IRA Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
181 Lower Main St, Freeport, ME 04032
HSA Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
23 Industrial Park Rd, Saco, ME 04072 1804
BOOST Youth Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Balances up to $2,500; Qualifying balance up to $2,500.00
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
177 Main St, Bucksport, ME 04416
Health Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
IRA Savings
2.63%
$25
▼
Rate2.60%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
IRA Savings
2.43%
$25
▼
Rate2.40%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Freeport, ME Savings Rate Trends
Compare local Freeport, ME savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — ME Avg
1.511%
▲ 0.423 from last week
Maine high-yield savings rates rose 0.423 points this week to 1.511% APY, up from 1.088% last week.
Standard Savings — ME Avg
0.552%
▲ 0.052 from last week
Maine standard savings rates rose 0.052 points this week to 0.552% APY, up from 0.500% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Freeport, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Freeport, Maine. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Freeport, Maine
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maine, help your money grow faster through a higher APY.
Are savings accounts in Freeport, Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do savings rates change in Freeport, Maine?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Freeport, Maine may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Freeport, Maine?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Freeport, Maine offer in-person customer service, which some customers prefer.
How do I open a savings account in Freeport, Maine?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Freeport, Maine
Here are recent savings rates observed in Freeport, Maine and the surrounding area:
- Atlantic Regional Federal Credit Union
Business Savings — 4.00% APY - Kennebec Savings Bank
HSA Savings — 1.50% APY - Norway Savings Bank
inBusinessTM Money Market Savings2 — 0.40% APY - Midcoast Federal Credit Union
Impact Business Savings — 0.05% APY - PeoplesChoice Credit Union
BOOST Youth Savings — 3.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Freeport, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
