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Maine Savings Rate Trends

York, Maine (ME) Savings Rates - March 2026

The best savings rates for York, Maine and the surrounding area include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union387 US Route 1, York, ME 03909A+5.0 ★Texas Ratio: 2.96% Business Savings at 4.00% APY, Camden National BankCamden National Bank659 Route 1, York, ME 03909A+5.0 ★Texas Ratio: 0.98% High-Yield Savings Account at 3.10% APY, Bangor Savings BankBangor Savings Bank460 Us Route 1, York, ME 03909A+5.0 ★Texas Ratio: 2.55% Savings Account at 0.50% APY, Partners Bank of New EnglandPartners Bank of New England408 Us Route 1, York, ME 03909A+5.0 ★Texas Ratio: 0.31% Heroes Bundle Savings at 0.15% APY, and PeoplesChoice Credit UnionPeoplesChoice Credit Union23 Industrial Park Rd, Saco, ME 04072 1804A5.0 ★Texas Ratio: 7.93% BOOST Youth Savings at 3.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in York, Maine, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in York, Maine (ME) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in York, Maine and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in York, Maine & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Business Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Youth Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$250,000 - $499,999

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
High-Yield Savings Account
3.10%
$25
Rate3.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
High-Yield Savings Account
2.65%
$25
Rate2.62%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Youth Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000 - $249,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Business Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Youth Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$50,000 - $99,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Business Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Youth Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$10,000 - $49,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Business Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Business Savings
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Youth Savings
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$5,000 - $9,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Youth Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$1,000 - $4,999 (Savings)

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Business Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

(Savings)

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Savings Account
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Market Rate Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Savings Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Health Savings Account (HSA)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Health Savings Account (HSA)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Market Rate Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Heroes Bundle Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Silver Lining Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Market Rate Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Golden Rewards Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
460 Us Route 1, York, ME 03909
Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Health Savings Account
0.10%
$25
Rate0.03%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
Business Savings Account
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
Health Savings Account (HSA)
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
Promise Savings Account
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Business Relationship Money Market Statement Savings
0.05%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 21, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Centsables Youth Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Health Savings Account (HSA)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Member Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
387 US Route 1, York, ME 03909
Business Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Health Savings Account
0.05%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
Business Savings Account
0.03%
$25
Rate0.03%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
Health Savings Account (HSA)
0.03%
$25
Rate0.03%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Partners Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Business Relationship Savings
0.03%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 21, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Business Relationship Money Market Statement Savings
0.03%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 21, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
Promise Savings Account
0.03%
$25
Rate0.03%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Business Relationship Money Market Statement Savings
0.02%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 21, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
408 Us Route 1, York, ME 03909
Business Money Market Statement Savings
0.02%
$500
Rate0.02%
Min Deposit$500
Min Balance
UpdatedMar 21, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
Promise Savings Account
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
659 Route 1, York, ME 03909
Business Savings Account
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
23 Industrial Park Rd, Saco, ME 04072 1804
BOOST Youth Savings
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Balances up to $2,500; Qualifying balance up to $2,500.00

Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
177 Main St, Bucksport, ME 04416
Health Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
IRA Savings
2.63%
$25
Rate2.60%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
IRA Savings
2.43%
$25
Rate2.40%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
IRA Savings
2.22%
$25
Rate2.20%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Health Savings Accounts
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME 04250 6865
IRA Share Accounts
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
312 Main St, Saco, ME 04072 1515
Whiz Kid Share
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25.00 (minimum) - $999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

York, ME Savings Rate Trends

Compare local York, ME savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maine Savings Trends →
High-Yield Savings — ME Avg
1.511%
▲ 0.423 from last week

Maine high-yield savings rates rose 0.423 points this week to 1.511% APY, up from 1.088% last week.

Standard Savings — ME Avg
0.552%
▲ 0.052 from last week

Maine standard savings rates rose 0.052 points this week to 0.552% APY, up from 0.500% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for York, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in York, Maine. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ME.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in York, Maine

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maine, help your money grow faster through a higher APY.

Are savings accounts in York, Maine safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.

How often do savings rates change in York, Maine?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in York, Maine may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in York, Maine?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in York, Maine offer in-person customer service, which some customers prefer.

How do I open a savings account in York, Maine?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in York, Maine

Here are recent savings rates observed in York, Maine and the surrounding area:
  • Atlantic Regional Federal Credit Union
    Business Savings — 4.00% APY
  • Camden National Bank
    High-Yield Savings Account — 3.10% APY
  • Bangor Savings Bank
    Savings Account — 0.50% APY
  • Partners Bank of New England
    Heroes Bundle Savings — 0.15% APY
  • PeoplesChoice Credit Union
    BOOST Youth Savings — 3.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in York, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026