The best savings rates for Ellicott City, Maryland and the surrounding area include PNC BankPNC Bank8593 Baltimore National Pike, Ellicott City, MD 21043A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Woori America BankWoori America Bank10035 Baltimore National Pike, Ellicott City, MD 21042A+5.0 ★Texas Ratio: 0.51% WooriWON Savings at 3.25% APY, Eastern Savings Bank, FSBEastern Savings Bank, FSB10060 Baltimore National Pike, Ellicott City, MD 21042B-4.4 ★Texas Ratio: 22.57% Business Money Market Savings Accounts at 2.90% APY, State Employees Credit UnionState Employees Credit Union10025 Baltimore National Pike, Ellicott City, MD 21042A+5.0 ★Texas Ratio: 5.38% Share Account at 1.59% APY, and Tower Federal Credit UnionTower Federal Credit Union9150 Baltimore National Pike Ste 12, Ellicott City, MD 21042A+5.0 ★Texas Ratio: 1.36% Prime Share at 0.65% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Ellicott City, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Ellicott City, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Ellicott City, Maryland and the surrounding area. Last Updated and Verified: March 28, 2026
Online Only
Online Only
Qualifying balance up to $1,000.00
$100,000.00-$249,999.99
Compare local Ellicott City, MD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield savings rates rose 0.107 points this week to 1.370% APY, up from 1.264% last week.
Maryland standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Ellicott City, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ellicott City, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.