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Michigan Savings Rate Trends

Clinton Township, Michigan (MI) Savings Rates - March 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Savings Rates Last Updated and Verified: March 27, 2026

The best savings rates for Clinton Township, Michigan and the surrounding area include Genisys Credit UnionGenisys Credit Union17498 Hall Rd, Clinton Township, MI 48038 6922A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, The Huntington National BankThe Huntington National Bank41801 Garfield Rd, Clinton Township, MI 48038A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, First State Bank (MI)First State Bank (MI)44990 N Groesbeck Hwy, Clinton Township, MI 48036A+5.0 ★Texas Ratio: 1.41% Savings and Checking at 3.25% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union17280 Hall Road, Clinton Township, MI 48038A+5.0 ★Texas Ratio: 1.05% Business Savings at 3.00% APY, and Michigan Schools And Government Credit UnionMichigan Schools And Government Credit Union40400 Garfield Rd, Clinton Township, MI 48038 4004A+5.0 ★Texas Ratio: 3.83% Gold Savings Account at 2.15% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Clinton Township, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Clinton Township, Michigan (MI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Clinton Township, Michigan and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Clinton Township, Michigan & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
17498 Hall Rd, Clinton Township, MI 48038 6922
High Yield Youth Savings
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
17498 Hall Rd, Clinton Township, MI 48038 6922
Business High Yield Savings Account
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
41801 Garfield Rd, Clinton Township, MI 48038
High-Yield Savings
3.55%
$5,000
View
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
44990 N Groesbeck Hwy, Clinton Township, MI 48036
Savings and Checking
3.25%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
17498 Hall Rd, Clinton Township, MI 48038 6922
Business High Yield Savings Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
17280 Hall Road, Clinton Township, MI 48038
Business Savings
3.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
41801 Garfield Rd, Clinton Township, MI 48038
High-Yield Savings
2.98%
$5,000
View
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
17280 Hall Road, Clinton Township, MI 48038
Business Savings
2.75%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
17280 Hall Road, Clinton Township, MI 48038
Business Savings
2.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Gold Savings Account
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Gold Savings Account
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
17280 Hall Road, Clinton Township, MI 48038
Business Savings
2.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
17280 Hall Road, Clinton Township, MI 48038
Business Savings
1.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Gold Savings Account
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Gold Savings Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Silver Savings Account
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Silver Savings Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Silver Savings Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
17280 Hall Road, Clinton Township, MI 48038
Business Savings
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
17498 Hall Rd, Clinton Township, MI 48038 6922
Health Savings Accounts (HSA)
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Silver Savings Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Silver Savings Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Health Savings Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No Minimum Balance Required.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
17498 Hall Rd, Clinton Township, MI 48038 6922
IRA Savings
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
37570 S Gratiot Ave, Clinton Township, MI 48036
Special Savings
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Special Savings Dividend Rate only applies to balances over $100.

FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
37570 S Gratiot Ave, Clinton Township, MI 48036
Regular Share Savings
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Regular Share Savings Dividend Rate only applies to balances over $100.

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Regular Savings Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
You-Name-It Savings Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No Minimum Balance Required.

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Gold Savings Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
40400 Garfield Rd, Clinton Township, MI 48038 4004
Silver Savings Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
17498 Hall Rd, Clinton Township, MI 48038 6922
Business High Yield Savings Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
17498 Hall Rd, Clinton Township, MI 48038 6922
Business Savings Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
17498 Hall Rd, Clinton Township, MI 48038 6922
Primary Savings
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
44990 N Groesbeck Hwy, Clinton Township, MI 48036
Holiday Savings Club
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
44990 N Groesbeck Hwy, Clinton Township, MI 48036
Health Savings Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
44990 N Groesbeck Hwy, Clinton Township, MI 48036
Business Savings
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
44990 N Groesbeck Hwy, Clinton Township, MI 48036
Holiday Savings Club
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
44990 N Groesbeck Hwy, Clinton Township, MI 48036
Minor Savings
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
44990 N Groesbeck Hwy, Clinton Township, MI 48036
Statement Savings
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
1 Towne Sq, Southfield, MI 48076
EverBank Performance Savings
3.90%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
435 Arlington St, Middleville, MI 49333
High Yield Savings
3.75%
$0
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
220 S Main St, Standish, MI 48658
Business Money Market Savings
3.65%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

DOW
Institution Rating:
A+5.0 ★
600 E Lyon Rd, Midland, MI 48640 5396
Simple High Yield Savings
3.51%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Qualifying balance up to $499,999.99

AAA Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
1 Auto Club Dr, Dearborn, MI 48126
Triple Advantage Savings
3.40%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Bank of Ann Arbor
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 E Grand River Ave, Howell, MI 48843
Health Savings Account
3.25%
$50
View
▼
Rate3.21%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details

Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.

First National Bank of America (FNBA)
Institution Rating:
A5.0 ★Texas Ratio: 13.60%
241 E Saginaw St, East Lansing, MI 48823
Business High-Yield Savings
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
122 N Second Ave, Alpena, MI 49707
PNC High Yield Savings®
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Clinton Township, MI Savings Rate Trends

Compare local Clinton Township, MI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Savings Trends →
High-Yield Savings — MI Avg
2.720%
▲ 0.821 from last week

Michigan high-yield savings rates rose 0.821 points this week to 2.720% APY, up from 1.899% last week.

Standard Savings — MI Avg
0.670%
▲ 0.527 from last week

Michigan standard savings rates rose 0.527 points this week to 0.670% APY, up from 0.144% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Clinton Township, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Clinton Township, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Clinton Township, Michigan

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Michigan, help your money grow faster through a higher APY.

Are savings accounts in Clinton Township, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do savings rates change in Clinton Township, Michigan?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Clinton Township, Michigan may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Clinton Township, Michigan?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Clinton Township, Michigan offer in-person customer service, which some customers prefer.

How do I open a savings account in Clinton Township, Michigan?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Clinton Township, Michigan

Here are recent savings rates observed in Clinton Township, Michigan and the surrounding area:
  • Genisys Credit Union
    High Yield Youth Savings — 5.12% APY
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • First State Bank (MI)
    Savings and Checking — 3.25% APY
  • Dfcu Financial Credit Union
    Business Savings — 3.00% APY
  • Michigan Schools And Government Credit Union
    Gold Savings Account — 2.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Clinton Township, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026

Clinton Township, Michigan Rates & Resources

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Clinton Township, Michigan Checking Rates
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Clinton Township, Michigan Personal Loan Rates