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Michigan Savings Rate Trends

Manistee, Michigan (MI) Savings Rates - March 2026

The best savings rates for Manistee, Michigan and the surrounding area include PNC BankPNC Bank375 River St, Manistee, MI 49660A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Filer Credit UnionFiler Credit Union1117 28th St, Manistee, MI 49660A+5.0 ★Texas Ratio: 2.71% Loyalty Savings at 3.00% APY, The Huntington National BankThe Huntington National Bank332 1st St, Manistee, MI 49660A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, 4Front Credit Union4Front Credit Union1960 US Highway 31 S, Manistee, MI 49660 8931A5.0 ★Texas Ratio: 8.13% Health Savings Accounts (HSA) at 0.10% APY, and West Michigan Credit UnionWest Michigan Credit Union316 Care Center Dr, Manistee, MI 49660A+5.0 ★Texas Ratio: 4.19% Share Savings at 0.10% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Manistee, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Manistee, Michigan (MI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Manistee, Michigan and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Manistee, Michigan & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
375 River St, Manistee, MI 49660
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Filer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1117 28th St, Manistee, MI 49660
Loyalty Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Qualifications Required

Filer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1117 28th St, Manistee, MI 49660
Filer Loyalty Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Qualifications Required; Qualifying balance up to $100,000.00

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
332 1st St, Manistee, MI 49660
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

4Front Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
1960 US Highway 31 S, Manistee, MI 49660 8931
Health Savings Accounts (HSA)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

West Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
316 Care Center Dr, Manistee, MI 49660
Share Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

West Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
316 Care Center Dr, Manistee, MI 49660
Nest Egg Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Filer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1117 28th St, Manistee, MI 49660
SUB SHARES
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Filer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1117 28th St, Manistee, MI 49660
REGULAR SHARES
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

4Front Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
1960 US Highway 31 S, Manistee, MI 49660 8931
Prime Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

4Front Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
1960 US Highway 31 S, Manistee, MI 49660 8931
eShare
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

4Front Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
1960 US Highway 31 S, Manistee, MI 49660 8931
Designated Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

4Front Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
1960 US Highway 31 S, Manistee, MI 49660 8931
Business Prime Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Filer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1117 28th St, Manistee, MI 49660
SHARE DRAFTS
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

4Front Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
1960 US Highway 31 S, Manistee, MI 49660 8931
Business Designated Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
375 River St, Manistee, MI 49660
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
375 River St, Manistee, MI 49660
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Community Financial Credit Union Plymouth, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
500 S HARVEY ST, PLYMOUTH, MI 48170 1759
High Yield Savings
10.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947
High Yield Youth Savings
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1100 S Bagley St, Alpena, MI 49707 8104
Health Savings Account
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

BlueOx Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
115 Riverside Dr, Battle Creek, MI 49015
Amped Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Ignite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
755 Grand St, Allegan, MI 49010 8027
AMPED SAVINGS
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3777 West Rd, East Lansing, MI 48823 8029
Savings Builder - Tier 1
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4550 STATE ST, SAGINAW, MI 48603
Emergency Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $2,500.00

Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI 49418 2501
Navigator Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI 49418 2501
Navigator Savings
4.25%
$0
Rate4.18%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Northwest Consumers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
2948 Garfield Rd N, Traverse City, MI 49686 5008
Share Pledge Loan
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

As Low As; Use your money on deposit as security for a great rate

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
5600 Crooks Rd, Troy, MI 48098
Membership Shares
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
5600 Crooks Rd, Troy, MI 48098
Ownership Shares
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
1 Towne Sq, Southfield, MI 48076
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
2055 Spring Arbor Rd, Jackson, MI 49203
Business High Yield Savings
3.75%
$0
Rate3.68%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
435 Arlington St, Middleville, MI 49333
High Yield Savings
3.75%
$0
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947
Business High Yield Savings Account
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
220 S Main St, Standish, MI 48658
Business Money Market Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3777 West Rd, East Lansing, MI 48823 8029
Savings Builder - Tier 2
3.62%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830
Health Savings Account
3.60%
$0
Rate3.55%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

DOW
Institution Rating:
A+5.0 ★
600 E Lyon Rd, Midland, MI 48640 5396
Simple High Yield Savings
3.51%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Qualifying balance up to $499,999.99

AAA Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
1 Auto Club Dr, Dearborn, MI 48126
Triple Advantage Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3777 West Rd, East Lansing, MI 48823 8029
Business IMMA - Tier 7
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
16100 E 9 Mile Rd, Eastpointe, MI 48021
Savings and Checking
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Bank of Ann Arbor
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 E Grand River Ave, Howell, MI 48843
Health Savings Account
3.25%
$50
Rate3.21%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.

First National Bank of America (FNBA)
Institution Rating:
A5.0 ★Texas Ratio: 13.60%
241 E Saginaw St, East Lansing, MI 48823
Business High-Yield Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
435 Arlington St, Middleville, MI 49333
High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Manistee, MI Savings Rate Trends

Compare local Manistee, MI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Savings Trends →
High-Yield Savings — MI Avg
2.720%
▲ 0.821 from last week

Michigan high-yield savings rates rose 0.821 points this week to 2.720% APY, up from 1.899% last week.

Standard Savings — MI Avg
0.670%
▲ 0.527 from last week

Michigan standard savings rates rose 0.527 points this week to 0.670% APY, up from 0.144% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Manistee, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Manistee, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Manistee, Michigan

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Michigan, help your money grow faster through a higher APY.

Are savings accounts in Manistee, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do savings rates change in Manistee, Michigan?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Manistee, Michigan may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Manistee, Michigan?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Manistee, Michigan offer in-person customer service, which some customers prefer.

How do I open a savings account in Manistee, Michigan?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Manistee, Michigan

Here are recent savings rates observed in Manistee, Michigan and the surrounding area:
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Filer Credit Union
    Loyalty Savings — 3.00% APY
  • The Huntington National Bank
    High-Yield Savings — 2.98% APY
  • 4Front Credit Union
    Health Savings Accounts (HSA) — 0.10% APY
  • West Michigan Credit Union
    Share Savings — 0.10% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Manistee, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026