Grenada, Mississippi (MS) Savings Rates - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Grenada, Mississippi and the surrounding area include Southern Security Federal Credit UnionSouthern Security Federal Credit Union1360 Sunset Dr Ste 6, Grenada, MS 38901 2854A5.0 ★Texas Ratio: 11.34% Regular Share at 0.40% APY, Mutual Federal Credit UnionMutual Federal Credit Union960 J K Avent Drive, Grenada, MS 38901A+5.0 ★Texas Ratio: 3.20% IRA Share Account at 0.25% APY, BankPlusBankPlus1663 Sunset Dr, Grenada, MS 38901A+5.0 ★Texas Ratio: 2.28% Personal Savings at 0.05% APY, FsnbFsnb7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, and Chevron Federal Credit UnionChevron Federal Credit Union250 Industrial Rd, Pascagoula, MS 39581A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Grenada, Mississippi, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Grenada, Mississippi (MS) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Grenada, Mississippi and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Grenada, Mississippi & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Regular Share
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Miscellaneous Share
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Share (Savings)
0.40%
$25
▼
Rate0.40%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Misc. Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Bridge Loan Share
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Share Draft (Checking)
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Regular Share
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Bridge Loan Share
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Misc. Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Share (Savings)
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Miscellaneous Share
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Share Draft (Checking)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
960 J K Avent Drive, Grenada, MS 38901
IRA Share Account
0.25%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
960 J K Avent Drive, Grenada, MS 38901
Secondary Savings
0.25%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Bridge Loan Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
960 J K Avent Drive, Grenada, MS 38901
Share Savings
0.25%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
$5.00 Membership fee required
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Share (Savings)
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Miscellaneous Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Regular Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Business Misc. Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Share Draft (Checking)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Share Draft (Checking)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
Share Draft (Checking)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
1663 Sunset Dr, Grenada, MS 38901
Personal Savings
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
250 Industrial Rd, Pascagoula, MS 39581
MySavings Youth
7.00%
$0
▼
Rate6.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
Essential Savings
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 23, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS 39213 8202
High-Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
Essential Savings
3.00%
$25
▼
Rate2.96%
Min Deposit$25
Min Balance—
UpdatedMar 23, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Air Force Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.13%
1908 Highway 45 N, Columbus, MS 39705
High Yield Savings Account
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
High-Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
Essential Savings
2.75%
$25
▼
Rate2.72%
Min Deposit$25
Min Balance—
UpdatedMar 23, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
602 S Main St, Poplarville, MS 39470
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
602 S Main St, Poplarville, MS 39470
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Holly Springs
Institution Rating:
A5.0 ★Texas Ratio: 9.54%
114 S Memphis St, Holly Springs, MS 38635
REGULAR SAVINGS
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
602 S Main St, Poplarville, MS 39470
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
Savings Tier Three
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Savings
0.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
First Catastrophe Savings
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
Savings Tier Two
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank of Mississippi
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
147 Highway 82 E, Indianola, MS 38751
Make Cents Savings
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CB matches 5% of rounded-up savings quarterly
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
Savings Tier One
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Grenada, MS Savings Rate Trends
Compare local Grenada, MS savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MS Avg
0.618%
▼ 0.815 from last week
Mississippi high-yield savings rates fell 0.815 points this week to 0.618% APY, down from 1.433% last week.
Standard Savings — MS Avg
0.841%
▲ 0.641 from last week
Mississippi standard savings rates rose 0.641 points this week to 0.841% APY, up from 0.200% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Grenada, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grenada, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Grenada, Mississippi
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Mississippi, help your money grow faster through a higher APY.
Are savings accounts in Grenada, Mississippi safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Mississippi up to $250,000 per depositor, per institution.
How often do savings rates change in Grenada, Mississippi?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Mississippi rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Grenada, Mississippi may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Grenada, Mississippi?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Grenada, Mississippi offer in-person customer service, which some customers prefer.
How do I open a savings account in Grenada, Mississippi?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Grenada, Mississippi
Here are recent savings rates observed in Grenada, Mississippi and the surrounding area:
- Southern Security Federal Credit Union
Regular Share — 0.40% APY - Mutual Federal Credit Union
IRA Share Account — 0.25% APY - BankPlus
Personal Savings — 0.05% APY - Fsnb
Cents-able Savings — 7.00% APY - Chevron Federal Credit Union
MySavings Youth — 7.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Grenada, Mississippi. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
