Meridian, Mississippi (MS) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Meridian, Mississippi and the surrounding area include Commercial Bank De Kalb, MSCommercial Bank De Kalb, MS7591 Highway 39, Meridian, MS 39305A+5.0 ★Texas Ratio: 2.86% Savings at 0.65% APY, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit Union6225 M St Bldg 305, Meridian, MS 39307A+5.0 ★Texas Ratio: 2.78% Share Savings at 0.50% APY, Community Bank of MississippiCommunity Bank of Mississippi5012 Highway 39 N, Meridian, MS 39301A+5.0 ★Texas Ratio: 4.93% Make Cents Savings at 0.40% APY, First State Bank Waynesboro, MSFirst State Bank Waynesboro, MS801 22nd Ave, Meridian, MS 39301A5.0 ★Texas Ratio: 11.49% Kasasa Saver Savings at 0.25% APY, and 1st Mississippi Federal Credit Union1st Mississippi Federal Credit Union600 19th Ave, Meridian, MS 39301A+5.0 ★Texas Ratio: 2.44% 1st Beginnings Savings at 0.20% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Meridian, Mississippi, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Meridian, Mississippi (MS) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Meridian, Mississippi and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Meridian, Mississippi & Surrounding Communities
CB matches 5% of rounded-up savings quarterly
Qualifications Required: Linked to free Kasasa Cash or Cash Back account (required for this account); Automatic transfers of Kasasa rewards; Qualifying balance up to $20,000.00
Only available for in-branch account opening. Smart Savings Transfer must be connected to your CNB Checking account at the time of opening the account. If the transfer is not set up, a $100 deposit will be required. For online accounts, a minimum balance of $100 is required to open the account. Interest will be compounded and paid to your account quarterly. If you close your account before interest is paid, you will receive the accrued interest. Rates are set by CNB and are subject to change at any time. Fees may reduce earnings.
($0 Opening Balance)
On balances above $25,000 and up to $50,000
On balances up to $25,000
Qualifying balance up to $1,500.00
All Balances
$100,000+
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Meridian, MS Savings Rate Trends
Compare local Meridian, MS savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield savings rates fell 0.815 points this week to 0.618% APY, down from 1.433% last week.
Mississippi standard savings rates rose 0.627 points this week to 0.839% APY, up from 0.212% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Meridian, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Meridian, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Meridian, Mississippi
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Meridian, Mississippi safe?
How often do savings rates change in Meridian, Mississippi?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Meridian, Mississippi?
How do I open a savings account in Meridian, Mississippi?
Best Savings Rates in Meridian, Mississippi
- Commercial Bank De Kalb, MS
Savings — 0.65% APY - Meridian Mississippi ANG Federal Credit Union
Share Savings — 0.50% APY - Community Bank of Mississippi
Make Cents Savings — 0.40% APY - First State Bank Waynesboro, MS
Kasasa Saver Savings — 0.25% APY - 1st Mississippi Federal Credit Union
1st Beginnings Savings — 0.20% APY
