Farmington, Missouri (MO) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Farmington, Missouri and the surrounding area include Unico BankUnico Bank755 Weber Rd, Farmington, MO 63640A5.0 ★Texas Ratio: 10.13% Christmas Club Savings at 2.50% APY, Leadco Community Credit UnionLeadco Community Credit Union551 E Karsch Blvd, Farmington, MO 63640 1236A+5.0 ★Texas Ratio: 0.50% IRA Shares at 0.30% APY, Belgrade State BankBelgrade State Bank515 W Karsch Blvd, Farmington, MO 63640A+5.0 ★Texas Ratio: 2.77% Statement Savings at 0.10% APY, Ozarks Federal OFSLOzarks Federal OFSL2 E Columbia St, Farmington, MO 63640A+5.0 ★Texas Ratio: 4.52% Children's Savings at 0.05% APY, and Neighbors Credit UnionNeighbors Credit Union6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804A5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Farmington, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Farmington, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Farmington, Missouri and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Farmington, Missouri & Surrounding Communities
Rates effective as of 10/14/2025
>$25,000
<$25,000
Qualifying balance up to $1,000.00
Qualifications Required: 10 debit card purchases post and settle (excluding ATM transactions); one automatic payment or direct deposit post and settle; Be enrolled in and agree to receive E-Statements; Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00; Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifications Required; Qualifying balance up to $2,500.00
For ages 12 & under with 5% APY; Includes a superhero cape and mask
Qualifying balance up to $250,000.00
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only
Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000
Quarter ending March 31, 2026
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
on balances up to 1,499,999.
Qualifying balance up to $50,000.00
All Balances
Qualifying balance up to $100,000
On balances above $25,000 and up to $50,000
Qualifications Required; Qualifying balance up to $25,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Farmington, MO Savings Rate Trends
Compare local Farmington, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates rose 1.012 points this week to 1.212% APY, up from 0.200% last week.
Missouri standard savings rates rose 0.113 points this week to 0.639% APY, up from 0.526% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Farmington, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Farmington, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Farmington, Missouri
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Farmington, Missouri safe?
How often do savings rates change in Farmington, Missouri?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Farmington, Missouri?
How do I open a savings account in Farmington, Missouri?
Best Savings Rates in Farmington, Missouri
- Unico Bank
Christmas Club Savings — 2.50% APY - Leadco Community Credit Union
IRA Shares — 0.30% APY - Belgrade State Bank
Statement Savings — 0.10% APY - Ozarks Federal OFSL
Children's Savings — 0.05% APY - Neighbors Credit Union
SMART Savings — 10.00% APY
