Lake Saint Louis, Missouri (MO) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Lake Saint Louis, Missouri and the surrounding area include First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO10710 Veterans Memorial Pkwy, Lake Saint Louis, MO 63367A+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY, First Community Credit UnionFirst Community Credit Union6100 Ronald Reagan Dr, Lake Saint Louis, MO 63367 2660A+5.0 ★Texas Ratio: 3.72% Health Savings Accounts (HSA) at 3.05% APY, FSB of St. Charles, MOFSB of St. Charles, MO3461 Technology Dr, Lake Saint Louis, MO 63367A+5.0 ★Texas Ratio: 1.28% Health Savings Account at 1.05% APY, First Mid Bank & TrustFirst Mid Bank & Trust460 Hawk Ridge Trl, Lake Saint Louis, MO 63367A+5.0 ★Texas Ratio: 2.74% Retail Savings at 0.05% APY, and Neighbors Credit UnionNeighbors Credit Union6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804A5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lake Saint Louis, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lake Saint Louis, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lake Saint Louis, Missouri and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Lake Saint Louis, Missouri & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00; Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifications Required: 10 debit card purchases post and settle (excluding ATM transactions); one automatic payment or direct deposit post and settle; Be enrolled in and agree to receive E-Statements; Qualifying balance up to $10,000
Qualifying balance up to $5,000.00
For ages 12 & under with 5% APY; Includes a superhero cape and mask
Qualifications Required; Qualifying balance up to $2,500.00
Qualifying balance up to $250,000.00
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only
Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000
Quarter ending March 31, 2026
on balances up to 1,499,999.
Rates effective as of 10/14/2025
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
Qualifying balance up to $100,000
On balances above $25,000 and up to $50,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lake Saint Louis, MO Savings Rate Trends
Compare local Lake Saint Louis, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates rose 1.009 points this week to 1.209% APY, up from 0.200% last week.
Missouri standard savings rates rose 0.408 points this week to 0.646% APY, up from 0.238% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lake Saint Louis, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lake Saint Louis, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lake Saint Louis, Missouri
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Lake Saint Louis, Missouri safe?
How often do savings rates change in Lake Saint Louis, Missouri?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Lake Saint Louis, Missouri?
How do I open a savings account in Lake Saint Louis, Missouri?
Best Savings Rates in Lake Saint Louis, Missouri
- First Bank Creve Coeur, MO
Kids Cash Savings — 4.00% APY - First Community Credit Union
Health Savings Accounts (HSA) — 3.05% APY - FSB of St. Charles, MO
Health Savings Account — 1.05% APY - First Mid Bank & Trust
Retail Savings — 0.05% APY - Neighbors Credit Union
SMART Savings — 10.00% APY
Lake Saint Louis, Missouri Rates & Resources
