Nixa, Missouri (MO) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Nixa, Missouri and the surrounding area include Southern BankSouthern Bank305 W Mount Vernon St, Nixa, MO 65714A+5.0 ★Texas Ratio: 2.61% Platinum Savings at 2.63% APY, TelComm Credit UnionTelComm Credit Union1564 N Main St, Nixa, MO 65714A+5.0 ★Texas Ratio: 1.87% Health Savings Acct. (HSA) Share at 0.80% APY, BluCurrent Credit UnionBluCurrent Credit Union310 W Mount Vernon St, NIXA, MO 65714 9657A+5.0 ★Texas Ratio: 3.75% Primary Shares (Savings) at 0.05% APY, Commerce Bank Kansas City, MOCommerce Bank Kansas City, MO1889 N Highway Cc, Nixa, MO 65714A+5.0 ★Texas Ratio: 1.37% myRewards Savings at 0.01% APY, and Neighbors Credit UnionNeighbors Credit Union6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804A5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Nixa, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Nixa, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Nixa, Missouri and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Nixa, Missouri & Surrounding Communities
($50 Avg. Daily Bal./Qtr.)
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000
Qualifying balance up to $15,000. Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifications Required; Qualifying balance up to $2,500.00
For ages 12 & under with 5% APY
Qualifying balance up to $250,000.00
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only
Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000
Quarter ending December 31, 2025
on balances up to 1,499,999.
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
Rates effective as of 10/14/2025
Qualifying balance up to $50,000.00
Qualifying balance up to $100,000.00
On balances above $25,000 and up to $50,000
Qualifications Required; Qualifying balance up to $25,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Nixa, MO Savings Rate Trends
Compare local Nixa, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates fell 1.464 points this week to 1.195% APY, down from 2.659% last week.
Missouri standard savings rates fell 0.021 points this week to 0.640% APY, down from 0.662% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Nixa, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nixa, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Nixa, Missouri
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Nixa, Missouri safe?
How often do savings rates change in Nixa, Missouri?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Nixa, Missouri?
How do I open a savings account in Nixa, Missouri?
Best Savings Rates in Nixa, Missouri
- Southern Bank
Platinum Savings — 2.63% APY - TelComm Credit Union
Health Savings Acct. (HSA) Share — 0.80% APY - BluCurrent Credit Union
Primary Shares (Savings) — 0.05% APY - Commerce Bank Kansas City, MO
myRewards Savings — 0.01% APY - Neighbors Credit Union
SMART Savings — 10.00% APY
