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Missouri Savings Rate Trends

Saint Peters, Missouri (MO) Savings Rates - March 2026

The best savings rates for Saint Peters, Missouri and the surrounding area include Neighbors Credit UnionNeighbors Credit Union4745 Mexico Rd, Saint Peters, MO 63376 2461A5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY, Together Credit UnionTogether Credit Union1770 Woodstone Dr, Saint Peters, MO 63376A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO221 Salt Lick Rd, Saint Peters, MO 63376A+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY, PNC BankPNC Bank6076 Mid Rivers Mall Dr, Saint Peters, MO 63304A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and 1st Advantage Bank1st Advantage Bank240 Salt Lick Rd, Saint Peters, MO 63376A+5.0 ★Texas Ratio: 0.00% Investment Savings at 3.10% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Saint Peters, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Saint Peters, Missouri (MO) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Saint Peters, Missouri and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Saint Peters, Missouri & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO 63376 2461
SMART Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $1,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
221 Salt Lick Rd, Saint Peters, MO 63376
Kids Cash Savings
4.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6076 Mid Rivers Mall Dr, Saint Peters, MO 63304
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Investment Savings
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO 63304 2821
Health Savings Accounts (HSA)
3.05%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 26, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $2,500.00

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
221 Salt Lick Rd, Saint Peters, MO 63376
Icon High-Yield Savings
2.75%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Investment Savings
2.50%
$0
Rate2.48%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Investment Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
Regular/Special Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
IRA Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
Regular/Special Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
IRA Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
Regular/Special Savings
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
IRA Savings
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
ADVANTAGE Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
ADVANTAGE Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
Regular/Special Savings
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
IRA Savings
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
4599 Executive Centre Pkwy, Saint Peters, MO 63376 1686
IRA Share (Savings)
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Requires a $250 minimum average daily balance to earn dividends.

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Business Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
ADVANTAGE Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Regular Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Piggy Bank Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO 63304 2821
Business Savings
0.25%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 26, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO 63304 2821
Secondary Share
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO 63304 2821
Share Savings
0.25%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 26, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
Holiday Club Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
IRA Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO 63376
Regular/Special Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
ADVANTAGE Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
Youth Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Holiday Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Junior Account Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Multiple Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Regular Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Young Adult Financial Group Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO 63376
Financial Youth Group Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO 63376 2461
Holiday Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
4599 Executive Centre Pkwy, Saint Peters, MO 63376 1686
Primary Share (Savings)
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Requires a $250 minimum average daily balance to earn dividends.

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO 63376
Health Savings (HSA)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO 63376
Holiday/Vacation Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
295 Salt Lick Rd, Saint Peters, MO 63376
Retail Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
PSB Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6076 Mid Rivers Mall Dr, Saint Peters, MO 63304
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
221 Salt Lick Rd, Saint Peters, MO 63376
Health Savings Account
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6076 Mid Rivers Mall Dr, Saint Peters, MO 63304
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Commerce Bank Kansas City, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
435 Mid Rivers Mall Dr, Saint Peters, MO 63376
myRewards Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
221 Salt Lick Rd, Saint Peters, MO 63376
Statement Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
221 Salt Lick Rd, Saint Peters, MO 63376
Thrive Credit Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1 Montgomery Bank Plaza St, Sikeston, MO 63801
Kid's Club Savings
5.01%
$0
Rate4.92%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $500.00

Midwest BankCentre
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
2191 Lemay Ferry Rd, Lemay, MO 63125
Youth Savings
5.01%
$0
Rate4.90%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
Grow Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
408 W Washington St, Cuba, MO 65453
Super Saver Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

For ages 12 & under with 5% APY

Neighbors Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
109 East St, Clarence, MO 63437
Neighbors Savings Account
4.20%
$0
Rate4.12%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $250,000.00

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO 64155
eSavings
3.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Saint Peters, MO Savings Rate Trends

Compare local Saint Peters, MO savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri Savings Trends →
High-Yield Savings — MO Avg
1.212%
▲ 1.012 from last week

Missouri high-yield savings rates rose 1.012 points this week to 1.212% APY, up from 0.200% last week.

Standard Savings — MO Avg
0.639%
▲ 0.113 from last week

Missouri standard savings rates rose 0.113 points this week to 0.639% APY, up from 0.526% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Saint Peters, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Peters, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Saint Peters, Missouri

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Missouri, help your money grow faster through a higher APY.

Are savings accounts in Saint Peters, Missouri safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.

How often do savings rates change in Saint Peters, Missouri?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Saint Peters, Missouri may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Saint Peters, Missouri?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Saint Peters, Missouri offer in-person customer service, which some customers prefer.

How do I open a savings account in Saint Peters, Missouri?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Saint Peters, Missouri

Here are recent savings rates observed in Saint Peters, Missouri and the surrounding area:
  • Neighbors Credit Union
    SMART Savings — 10.00% APY
  • Together Credit Union
    Accelerate It Savings — 5.00% APY
  • First Bank Creve Coeur, MO
    Kids Cash Savings — 4.00% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • 1st Advantage Bank
    Investment Savings — 3.10% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Peters, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026