Union, Missouri (MO) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Union, Missouri and the surrounding area include PNC BankPNC Bank509 Us Highway 50 W, Union, MO 63084A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Sullivan BankSullivan Bank351 S Oak St, Union, MO 63084A5.0 ★Texas Ratio: 7.14% Cash Rewards with Savings Rewards at 3.00% APY, United Bank of UnionUnited Bank of Union15 E Main St, Union, MO 63084A-5.0 ★Texas Ratio: 14.65% Companion Savings Account at 1.50% APY, Heritage Community Bank Union, MOHeritage Community Bank Union, MO100 E Locust St, Union, MO 63084A+5.0 ★Texas Ratio: 4.09% HERITAGE Savings Accounts at 0.25% APY, and Neighbors Credit UnionNeighbors Credit Union6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804A5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Union, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Union, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Union, Missouri and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Union, Missouri & Surrounding Communities
Qualifying balance up to $10,000
Qualifying balance up to $25,000
Qualifying balance up to $25,000
Qualifying balance up to $5,000.00
Balances over $75,000 receive .05% interest.
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000
Qualifying balance up to $15,000. Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifying balance up to $5,000.00
For ages 12 & under with 5% APY
Qualifications Required; Qualifying balance up to $2,500.00
Qualifying balance up to $250,000.00
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only
Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Quarter ending December 31, 2025
Qualifying balance up to $100,000.00
On balances above $25,000 and up to $50,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Union, MO Savings Rate Trends
Compare local Union, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates fell 1.464 points this week to 1.195% APY, down from 2.659% last week.
Missouri standard savings rates fell 0.021 points this week to 0.640% APY, down from 0.662% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Union, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Union, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Union, Missouri
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Union, Missouri safe?
How often do savings rates change in Union, Missouri?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Union, Missouri?
How do I open a savings account in Union, Missouri?
Best Savings Rates in Union, Missouri
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Sullivan Bank
Cash Rewards with Savings Rewards — 3.00% APY - United Bank of Union
Companion Savings Account — 1.50% APY - Heritage Community Bank Union, MO
HERITAGE Savings Accounts — 0.25% APY - Neighbors Credit Union
SMART Savings — 10.00% APY
