Livingston, Montana (MT) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Livingston, Montana and the surrounding area include Sky Federal Credit UnionSky Federal Credit Union111 N B St, Livingston, MT 59047B4.6 ★Texas Ratio: 20.02% Share Savings Account at 0.50% APY, Wells FargoWells Fargo313 W Mount Pleasant Ave, Livingston, NJ 07039A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Valley Financial Credit UnionValley Financial Credit Union1541 Custer Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 2.09% Youth Savings at 5.12% APY, The Bank of CommerceThe Bank of Commerce110 S Idaho St, Dillon, MT 59725A+5.0 ★Texas Ratio: 1.34% $mart Cents savings at 3.50% APY, and Horizon Credit UnionHorizon Credit Union2330 S Reserve St, Missoula, MT 59801A+5.0 ★Texas Ratio: 1.53% Tether Savings at 3.03% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Livingston, Montana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Livingston, Montana (MT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Livingston, Montana and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Livingston, Montana & Surrounding Communities
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifications Required: must open both the Tether savings and Tether checking account; agree to receive online statements; maintain a minimum balance of $50 in Tether Savings and make minimum deposit of $50 to the Tether savings each month from Tether checking by electronic means such as online banking, interactive voice response via our automated phone system. Any other non-human assisted deposit / transfer in order to obtain the disclosed annual percentage yield; Qualifying balance up to $15,000.00
Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers
Qualifying balance up to $2,499.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Livingston, MT Savings Rate Trends
Compare local Livingston, MT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Montana high-yield savings rates fell 0.931 points this week to 0.332% APY, down from 1.264% last week.
Montana standard savings rates fell 1.560 points this week to 0.463% APY, down from 2.023% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Livingston, Montana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Livingston, Montana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Livingston, Montana
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Livingston, Montana safe?
How often do savings rates change in Livingston, Montana?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Livingston, Montana?
How do I open a savings account in Livingston, Montana?
Best Savings Rates in Livingston, Montana
- Sky Federal Credit Union
Share Savings Account — 0.50% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Valley Financial Credit Union
Youth Savings — 5.12% APY - The Bank of Commerce
$mart Cents savings — 3.50% APY - Horizon Credit Union
Tether Savings — 3.03% APY
