The best savings rates for Lincoln, Nebraska and the surrounding area include I3 BankI3 Bank3933 S 14th St, Lincoln, NE 68502A5.0 ★Texas Ratio: 7.81% SuperSaver Kids Club Savings at 5.00% APY, Lincoln FSB of NebraskaLincoln FSB of Nebraska8400 Maddox Dr, Lincoln, NE 68520A+5.0 ★Texas Ratio: 1.59% Premier Savings at 3.55% APY, First Lincoln Federal Credit UnionFirst Lincoln Federal Credit Union5730 R ST STE A, Lincoln, NE 68505 2309A5.0 ★Texas Ratio: 9.83% Youth Savings Accounts at 3.00% APY, LincOne Federal Credit UnionLincOne Federal Credit Union4638 W St, Lincoln, NE 68503A+5.0 ★Texas Ratio: 4.28% Share Savings Account at 2.78% APY, and Cattle Bank and TrustCattle Bank and Trust6550 Merchant Dr, Lincoln, NE 68521A+5.0 ★Texas Ratio: 0.82% HEALTH SAVINGS ACCOUNTS (HSA) at 2.40% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lincoln, Nebraska, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lincoln, Nebraska (NE) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lincoln, Nebraska and the surrounding area. Last Updated and Verified: March 24, 2026
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Compare local Lincoln, NE savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nebraska high-yield savings rates fell 1.400 points this week to 0.082% APY, down from 1.482% last week.
Nebraska standard savings rates rose 0.035 points this week to 0.711% APY, up from 0.676% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lincoln, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lincoln, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.