North Platte, Nebraska (NE) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for North Platte, Nebraska and the surrounding area include Lincoln FSB of NebraskaLincoln FSB of Nebraska1002 S Dewey St, North Platte, NE 69101A+5.0 ★Texas Ratio: 1.59% Premier Savings at 3.55% APY, Western Nebraska BankWestern Nebraska Bank600 S Dewey St, North Platte, NE 69101A5.0 ★Texas Ratio: 9.97% Education Savings Account at 2.52% APY, Centris Federal Credit UnionCentris Federal Credit Union902 S Jeffers St, North Platte, NE 69101 6029A-4.9 ★Texas Ratio: 16.42% IRA Savings at 0.20% APY, Wells FargoWells Fargo315 N Dewey St, North Platte, NE 69101A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Chadron Federal Credit UnionChadron Federal Credit Union126 E 3rd St, Chadron, NE 69337 2381A-5.0 ★Texas Ratio: 14.92% Kids Club Savings at 5.25% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in North Platte, Nebraska, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in North Platte, Nebraska (NE) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in North Platte, Nebraska and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in North Platte, Nebraska & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1002 S Dewey St, North Platte, NE 69101
Premier Savings
3.55%
$50
▼
Rate3.49%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1002 S Dewey St, North Platte, NE 69101
Premier Savings
3.05%
$50
▼
Rate3.01%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1002 S Dewey St, North Platte, NE 69101
Business Savings
3.00%
$10,000
▼
Rate2.96%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1002 S Dewey St, North Platte, NE 69101
Premier Savings
2.55%
$50
▼
Rate2.52%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
600 S Dewey St, North Platte, NE 69101
Education Savings Account
2.52%
$25
▼
Rate2.50%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum to open
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1002 S Dewey St, North Platte, NE 69101
Health Savings Account (HSA)
2.25%
$50
▼
Rate2.23%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1002 S Dewey St, North Platte, NE 69101
Health Savings Account (HSA)
2.00%
$50
▼
Rate1.98%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1002 S Dewey St, North Platte, NE 69101
Premier Savings
2.00%
$50
▼
Rate1.98%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1002 S Dewey St, North Platte, NE 69101
Health Savings Account (HSA)
1.00%
$50
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
600 S Dewey St, North Platte, NE 69101
Health Savings Account
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
$100 minimum to open
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
600 S Dewey St, North Platte, NE 69101
Passbook Savings
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum to open
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
902 S Jeffers St, North Platte, NE 69101 6029
IRA Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
902 S Jeffers St, North Platte, NE 69101 6029
IRA Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
902 S Jeffers St, North Platte, NE 69101 6029
Regular Savings & Rafferty
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
315 N Dewey St, North Platte, NE 69101
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
315 N Dewey St, North Platte, NE 69101
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
315 N Dewey St, North Platte, NE 69101
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
315 N Dewey St, North Platte, NE 69101
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
315 N Dewey St, North Platte, NE 69101
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE 69337 2381
Kids Club Savings
5.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
SuperSaver Kids Club Savings
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
IRA Savings
3.49%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
IRA Savings
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Junior Growers Savings Account
3.03%
$5
▼
Rate3.00%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
For Kids 12 & Under $5.00 Minimum Deposit
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Youth Savings Accounts
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Benefit from special promotions just for young savers; Pick a prize with each deposit of $1.00 or more
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE 69337 2381
Teens Club Savings
3.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE 68503
Share Savings Account
2.78%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings Account
2.75%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings
2.75%
$10
▼
Rate2.72%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
Premium Online Savings Account
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$5 minimum balance to open
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
Money Market Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE 68503
Share Savings Account
2.52%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
HEALTH SAVINGS ACCOUNTS (HSA)
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.17%
$1
▼
Rate2.15%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.12%
$1
▼
Rate2.10%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.09%
$1
▼
Rate2.07%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.07%
$1
▼
Rate2.05%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Health Savings Account
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.01%
$1
▼
Rate2.00%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE 68503
Share Savings Account
2.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
102 Spruce St, Colon, NE 68018
First Rate Savings
2.00%
$100
▼
Rate1.98%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE 68601
Savings
2.00%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE 68503 3718
Liberty+ Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $0.01
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
Youth Savings
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE 68503
Share Savings Account
1.76%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Health Savings Account (HSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE 68701 2591
IRA Shares
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
North Platte, NE Savings Rate Trends
Compare local North Platte, NE savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — NE Avg
0.082%
▼ 1.469 from last week
Nebraska high-yield savings rates fell 1.469 points this week to 0.082% APY, down from 1.551% last week.
Standard Savings — NE Avg
0.711%
▼ 0.093 from last week
Nebraska standard savings rates fell 0.093 points this week to 0.711% APY, down from 0.805% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for North Platte, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in North Platte, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in North Platte, Nebraska
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nebraska, help your money grow faster through a higher APY.
Are savings accounts in North Platte, Nebraska safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.
How often do savings rates change in North Platte, Nebraska?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in North Platte, Nebraska may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in North Platte, Nebraska?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in North Platte, Nebraska offer in-person customer service, which some customers prefer.
How do I open a savings account in North Platte, Nebraska?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in North Platte, Nebraska
Here are recent savings rates observed in North Platte, Nebraska and the surrounding area:
- Lincoln FSB of Nebraska
Premier Savings — 3.55% APY - Western Nebraska Bank
Education Savings Account — 2.52% APY - Centris Federal Credit Union
IRA Savings — 0.20% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Chadron Federal Credit Union
Kids Club Savings — 5.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in North Platte, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
