Seward, Nebraska (NE) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Seward, Nebraska and the surrounding area include Cattle Bank and TrustCattle Bank and Trust104 S 5th St, Seward, NE 68434A+5.0 ★Texas Ratio: 0.82% HEALTH SAVINGS ACCOUNTS (HSA) at 2.40% APY, Jones BankJones Bank203 S 6th St, Seward, NE 68434A+5.0 ★Texas Ratio: 3.97% Health Savings Account at 2.05% APY, Liberty First Credit UnionLiberty First Credit Union3531 Progressive Rd Ste 103, Seward, NE 68434 7652A5.0 ★Texas Ratio: 7.80% Liberty+ Savings at 2.00% APY, Union Bank and Trust CompanyUnion Bank and Trust Company220 S 4th St, Seward, NE 68434A+5.0 ★Texas Ratio: 0.93% Simply Savings Student account at 0.30% APY, and Chadron Federal Credit UnionChadron Federal Credit Union126 E 3rd St, Chadron, NE 69337 2381A-5.0 ★Texas Ratio: 14.92% Kids Club Savings at 5.25% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Seward, Nebraska, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Seward, Nebraska (NE) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Seward, Nebraska and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Seward, Nebraska & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
HEALTH SAVINGS ACCOUNTS (HSA)
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Health Savings Account
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
Liberty+ Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $0.01
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
HEALTH SAVINGS ACCOUNTS (HSA)
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
IRA Variable Rate Savings Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Health Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
HEALTH SAVINGS ACCOUNTS (HSA)
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Health Savings Account
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
IRA Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
Health Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Savings Account & Christmas Club
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
No Minimum Balance
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Savings Account & Christmas Club - No Minimum Balance
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
HEALTH SAVINGS ACCOUNTS (HSA)
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Health Savings Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
220 S 4th St, Seward, NE 68434
Simply Savings Student account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
220 S 4th St, Seward, NE 68434
Simply Savings account
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
Wealth Builder Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
Health Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
IRA Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
Health Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3531 Progressive Rd Ste 103, Seward, NE 68434 7652
Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE 69337 2381
Kids Club Savings
5.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
SuperSaver Kids Club Savings
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
3.55%
$50
▼
Rate3.49%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
IRA Savings
3.49%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
IRA Savings
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
3.05%
$50
▼
Rate3.01%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Junior Growers Savings Account
3.03%
$5
▼
Rate3.00%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
For Kids 12 & Under $5.00 Minimum Deposit
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE 69337 2381
Teens Club Savings
3.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Youth Savings Accounts
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Benefit from special promotions just for young savers; Pick a prize with each deposit of $1.00 or more
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Business Savings
3.00%
$10,000
▼
Rate2.96%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE 68503
Share Savings Account
2.78%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings Account
2.75%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings
2.75%
$10
▼
Rate2.72%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
Premium Online Savings Account
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$5 minimum balance to open
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
2.55%
$50
▼
Rate2.52%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
Money Market Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE 68503
Share Savings Account
2.52%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
Education Savings Account
2.52%
$25
▼
Rate2.50%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum to open
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Health Savings Account (HSA)
2.25%
$50
▼
Rate2.23%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.17%
$1
▼
Rate2.15%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.12%
$1
▼
Rate2.10%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.09%
$1
▼
Rate2.07%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.07%
$1
▼
Rate2.05%
Min Deposit$1
Min Balance—
UpdatedMar 21, 2026
Details
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE 68503
Share Savings Account
2.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$5,000.00 MINIMUM
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE 68601
Savings
2.00%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
Youth Savings
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
4638 W St, Lincoln, NE 68503
Share Savings Account
1.76%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$5,000.00 MINIMUM
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Health Savings Account (HSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$5,000.00 MINIMUM
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE 68701 2591
IRA Shares
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Seward, NE Savings Rate Trends
Compare local Seward, NE savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — NE Avg
0.082%
▼ 1.400 from last week
Nebraska high-yield savings rates fell 1.400 points this week to 0.082% APY, down from 1.482% last week.
Standard Savings — NE Avg
0.711%
▲ 0.035 from last week
Nebraska standard savings rates rose 0.035 points this week to 0.711% APY, up from 0.676% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Seward, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Seward, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Seward, Nebraska
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nebraska, help your money grow faster through a higher APY.
Are savings accounts in Seward, Nebraska safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.
How often do savings rates change in Seward, Nebraska?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Seward, Nebraska may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Seward, Nebraska?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Seward, Nebraska offer in-person customer service, which some customers prefer.
How do I open a savings account in Seward, Nebraska?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Seward, Nebraska
Here are recent savings rates observed in Seward, Nebraska and the surrounding area:
- Cattle Bank and Trust
HEALTH SAVINGS ACCOUNTS (HSA) — 2.40% APY - Jones Bank
Health Savings Account — 2.05% APY - Liberty First Credit Union
Liberty+ Savings — 2.00% APY - Union Bank and Trust Company
Simply Savings Student account — 0.30% APY - Chadron Federal Credit Union
Kids Club Savings — 5.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Seward, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
