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Nevada Savings Rate Trends

Henderson, Nevada (NV) Savings Rates - March 2026

The best savings rates for Henderson, Nevada and the surrounding area include American First National BankAmerican First National Bank10405 S Eastern Ave, Henderson, NV 89052A5.0 ★Texas Ratio: 6.60% VIP savings account at 3.00% APY, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL2651 Paseo Verde Pkwy, Henderson, NV 89074A5.0 ★Texas Ratio: 8.23% High Yield Savings Plus at 3.00% APY, InTouch Credit UnionInTouch Credit Union4299 E Sunset Rd, Henderson, NV 89014A5.0 ★Texas Ratio: 10.50% Holiday Club Savings at 0.25% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union3451 Saint Rose Pkwy, Henderson, NV 89052 4570A5.0 ★Texas Ratio: 11.38% Savings accounts at 0.05% APY, and Wells FargoWells Fargo190 N Boulder Hwy, Henderson, NV 89015A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Henderson, Nevada, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Henderson, Nevada (NV) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Henderson, Nevada and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Henderson, Nevada & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
American First National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10405 S Eastern Ave, Henderson, NV 89052
VIP savings account
3.00%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 24, 2026
Details

guaranteed through June 30, 2026

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV 89074
High Yield Savings Plus
3.00%
$100,000
Rate0.00%
Min Deposit$100,000
Min Balance
UpdatedMar 25, 2026
Details

$1,000 bonus

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV 89074
High-Yield Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
Holiday Club Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $9,999.99

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
Health Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
HSA Checking (Health Savings Accounts)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
Business Savings Nonprofit
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
3451 Saint Rose Pkwy, Henderson, NV 89052 4570
Savings accounts
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
Regular Savings / Additional Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
190 N Boulder Hwy, Henderson, NV 89015
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
3451 Saint Rose Pkwy, Henderson, NV 89052 4570
Primary savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
3451 Saint Rose Pkwy, Henderson, NV 89052 4570
Secondary savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV 89014
Share Savings
0.05%
$1
Rate0.05%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
Business Savings Regular
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
IRA Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
Secondary Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV 89014
MYAccount Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV 89014
Regular Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV 89014
Secondary Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV 89014
SMART Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
190 N Boulder Hwy, Henderson, NV 89015
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
190 N Boulder Hwy, Henderson, NV 89015
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
190 N Boulder Hwy, Henderson, NV 89015
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
190 N Boulder Hwy, Henderson, NV 89015
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
Business Savings Par Share / Required
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
3919 Spring Mountain Rd, Las Vegas, NV 89102
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Terms and Conditions apply.

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6725 Via Austi Pkwy, Las Vegas, NV 89119
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
IRA Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
Secondary Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
Primary Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
Rainy Day Savings
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

On balances above $25,000 and up to $50,000

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
IRA SAVINGS ACCOUNT
1.00%
$200
Rate1.00%
Min Deposit$200
Min Balance
UpdatedMar 20, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
HEALTH SAVINGS ACCOUNT
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
IRA SAVINGS ACCOUNT
0.50%
$200
Rate0.50%
Min Deposit$200
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $9,999.99

Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
VARIABLE RATE SAVINGS ACCOUNT
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.10%
$5,000
Rate0.10%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.10%
$5,000
Rate0.10%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.09%
$5,000
Rate0.09%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.08%
$5,000
Rate0.08%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.08%
$5,000
Rate0.08%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.06%
$5,000
Rate0.06%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.06%
$5,000
Rate0.06%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6110 Spring Mountain Rd, Las Vegas, NV 89146
Student Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6110 Spring Mountain Rd, Las Vegas, NV 89146
Statement Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV 89521
Performance Checking & Health Savings Account [HSA] Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$100 Minimum Initial Deposit; E-Option

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Henderson, NV Savings Rate Trends

Compare local Henderson, NV savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada Savings Trends →
High-Yield Savings — NV Avg
0.045%
▼ 1.437 from last week

Nevada high-yield savings rates fell 1.437 points this week to 0.045% APY, down from 1.482% last week.

Standard Savings — NV Avg
0.323%
▲ 0.240 from last week

Nevada standard savings rates rose 0.240 points this week to 0.323% APY, up from 0.083% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Henderson, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Henderson, Nevada. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Henderson, Nevada

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nevada, help your money grow faster through a higher APY.

Are savings accounts in Henderson, Nevada safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nevada up to $250,000 per depositor, per institution.

How often do savings rates change in Henderson, Nevada?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nevada rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Henderson, Nevada may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Henderson, Nevada?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Henderson, Nevada offer in-person customer service, which some customers prefer.

How do I open a savings account in Henderson, Nevada?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Henderson, Nevada

Here are recent savings rates observed in Henderson, Nevada and the surrounding area:
  • American First National Bank
    VIP savings account — 3.00% APY
  • Credit Union 1 Credit Union Rantoul, IL
    High Yield Savings Plus — 3.00% APY
  • InTouch Credit Union
    Holiday Club Savings — 0.25% APY
  • Mountain America Federal Credit Union
    Savings accounts — 0.05% APY
  • Wells Fargo
    Retirement High Yield Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Henderson, Nevada. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026