Amherst, New Hampshire (NH) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Amherst, New Hampshire and the surrounding area include Service Federal Credit UnionService Federal Credit Union85 State ROUTE 101A, Amherst, NH 03031 2216A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Triangle Credit UnionTriangle Credit Union138 State Route 101A, Amherst, NH 03031A+5.0 ★Texas Ratio: 4.10% Online Savings at 2.50% APY, Bangor Savings BankBangor Savings Bank69 Route 101a, Amherst, NH 03031A+5.0 ★Texas Ratio: 2.55% Savings Account at 0.50% APY, Granite State Credit UnionGranite State Credit Union132 State Route 101A, Amherst, NH 03031A+5.0 ★Texas Ratio: 5.41% Advantage Plus Savings Account at 0.45% APY, and BankProvBankProv1 Provident Way, Seabrook, NH 03874A5.0 ★Texas Ratio: 10.50% Goal Getter Savings at 4.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Amherst, New Hampshire, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Amherst, New Hampshire (NH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Amherst, New Hampshire and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Amherst, New Hampshire & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
85 State ROUTE 101A, Amherst, NH 03031 2216
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
85 State ROUTE 101A, Amherst, NH 03031 2216
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Online Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Business Online Savings
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Business Online Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Online Savings
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Business Online Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Online Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Business Online Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Online Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Savings Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
Advantage Plus Savings Account
0.45%
$50,000
▼
Rate0.45%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Market Rate Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
IRA Share Savings
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
Advantage Savings Account
0.30%
$10
▼
Rate0.30%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
IRA Advantage Savings
0.30%
$10
▼
Rate0.30%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Market Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
85 State ROUTE 101A, Amherst, NH 03031 2216
Business Savings
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
85 State ROUTE 101A, Amherst, NH 03031 2216
Business Secondary Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
85 State ROUTE 101A, Amherst, NH 03031 2216
Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
Advantage Savings Account
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
IRA Advantage Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Kids Club Share Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
138 State Route 101A, Amherst, NH 03031
Minor & Junior Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
Advantage Savings Account
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
IRA Advantage Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
Advantage Savings Account
0.15%
$10
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
IRA Advantage Savings
0.15%
$10
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Market Rate Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
Advantage Savings Account
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
IRA Advantage Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
Advantage Savings Account
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
Basic Savings Account
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Consumer Schedule of Fees and Charges and Truth in Savings disclosure for more information. Available upon request.
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
132 State Route 101A, Amherst, NH 03031
IRA Advantage Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
69 Route 101a, Amherst, NH 03031
Market Rate Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankProv
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
1 Provident Way, Seabrook, NH 03874
Goal Getter Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $10,000
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Provident Way, Seabrook, NH 03874
GoalGetter Savings
4.00%
$10
▼
Rate3.93%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $10,000.00
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
Kids' Bank Savings Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $4,999.99
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
For balances of $50,000 and above
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
High Yield Savings
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100.00 minimum to open
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
67 N Park St, Lebanon, NH 03766
Build Savings - Tier 1
3.35%
$5
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Commercial High Yield Savings1
3.25%
$500,000
▼
Rate3.20%
Min Deposit$500,000
Min Balance—
UpdatedMar 26, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Lakes High Yield Savings1
3.25%
$500,000
▼
Rate3.20%
Min Deposit$500,000
Min Balance—
UpdatedMar 26, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Variable Rate IRA Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
High-Yield Savings Account
3.10%
$25
▼
Rate3.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Commercial High Yield Savings1
3.05%
$250,000
▼
Rate3.01%
Min Deposit$250,000
Min Balance—
UpdatedMar 26, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Lakes High Yield Savings1
3.05%
$250,000
▼
Rate3.01%
Min Deposit$250,000
Min Balance—
UpdatedMar 26, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH 03062
High Yield Savings
3.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
$50,000.00 or more
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
67 N Park St, Lebanon, NH 03766
ELEVATE 1 MMA - Tier 3
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100.00 minimum to open
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
High-Yield Savings Account
2.65%
$25
▼
Rate2.62%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Lakes High Yield Savings1
2.15%
$100,000
▼
Rate2.13%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Commercial High Yield Savings1
2.15%
$100,000
▼
Rate2.13%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Amherst, NH Savings Rate Trends
Compare local Amherst, NH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — NH Avg
1.546%
▼ 0.009 from last week
New Hampshire high-yield savings rates fell 0.009 points this week to 1.546% APY, down from 1.555% last week.
Standard Savings — NH Avg
0.475%
▲ 0.195 from last week
New Hampshire standard savings rates rose 0.195 points this week to 0.475% APY, up from 0.280% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Amherst, New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Amherst, New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Amherst, New Hampshire
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New Hampshire, help your money grow faster through a higher APY.
Are savings accounts in Amherst, New Hampshire safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Hampshire up to $250,000 per depositor, per institution.
How often do savings rates change in Amherst, New Hampshire?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Hampshire rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Amherst, New Hampshire may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Amherst, New Hampshire?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Amherst, New Hampshire offer in-person customer service, which some customers prefer.
How do I open a savings account in Amherst, New Hampshire?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Amherst, New Hampshire
Here are recent savings rates observed in Amherst, New Hampshire and the surrounding area:
- Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Triangle Credit Union
Online Savings — 2.50% APY - Bangor Savings Bank
Savings Account — 0.50% APY - Granite State Credit Union
Advantage Plus Savings Account — 0.45% APY - BankProv
Goal Getter Savings — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Amherst, New Hampshire. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
