Keene, New Hampshire (NH) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Keene, New Hampshire and the surrounding area include Service Federal Credit UnionService Federal Credit Union403 Winchester St, Keene, NH 03431A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Mascoma BankMascoma Bank255 West St, Keene, NH 03431A+5.0 ★Texas Ratio: 0.52% Build Savings - Tier 1 at 3.35% APY, NBT BankNBT Bank210 West St, Keene, NH 03431A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, Savings Bank of WalpoleSavings Bank of Walpole84 Marlboro St, Keene, NH 03431A+5.0 ★Texas Ratio: 1.37% Health Savings Accounts at 0.15% APY, and Precision Federal Credit UnionPrecision Federal Credit Union7 Optical Ave, Keene, NH 03431 4320A5.0 ★Texas Ratio: 9.11% Share Draft at 0.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Keene, New Hampshire, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Keene, New Hampshire (NH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Keene, New Hampshire and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Keene, New Hampshire & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
403 Winchester St, Keene, NH 03431
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
403 Winchester St, Keene, NH 03431
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
255 West St, Keene, NH 03431
Build Savings - Tier 1
3.35%
$5
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
255 West St, Keene, NH 03431
ELEVATE 1 MMA - Tier 3
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
255 West St, Keene, NH 03431
ELEVATE 1 MMA - Tier 2
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
255 West St, Keene, NH 03431
ELEVATE 1 MMA - Tier 1
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
Health Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Tier 4 - Average daily balance $50,000 +
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
403 Winchester St, Keene, NH 03431
Business Secondary Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
Health Savings Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Tier 3 - Average daily balance $25,000 < $50,000
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
403 Winchester St, Keene, NH 03431
Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
403 Winchester St, Keene, NH 03431
Business Savings
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
84 Marlboro St, Keene, NH 03431
Health Savings Accounts
0.15%
$10
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
Health Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Tier 2 - Average daily balance $2,500 < $25,000
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
84 Marlboro St, Keene, NH 03431
Health Savings Accounts
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
255 West St, Keene, NH 03431
Health Savings Account
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
Health Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Tier 1 - Average daily balance $0.01 < $2,500
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
84 Marlboro St, Keene, NH 03431
Business Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
$100 to $2,499.99
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
255 West St, Keene, NH 03431
Statement Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
84 Marlboro St, Keene, NH 03431
Easy Access Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
255 West St, Keene, NH 03431
Minor Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
84 Marlboro St, Keene, NH 03431
Tiered Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
84 Marlboro St, Keene, NH 03431
Youth Savings
0.05%
$1
▼
Rate0.05%
Min Deposit$1
Min Balance—
UpdatedMar 24, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
84 Marlboro St, Keene, NH 03431
Health Savings Accounts
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
84 Marlboro St, Keene, NH 03431
Goal Setter Savings/GOALS
0.05%
$2
▼
Rate0.05%
Min Deposit$2
Min Balance—
UpdatedMar 24, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
eSavings Account Tier 2
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Average daily balance $2,500 < $10,000
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
eSavings Account Tier 1
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Average daily balance $100 < $2,500
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
iStrive Savings Account
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
Statement Savings Account
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Tier 1 - Average daily balance is $25 +
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
210 West St, Keene, NH 03431
eSavings Account Tier 3
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Average daily balance is $10,000 +
Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
7 Optical Ave, Keene, NH 03431 4320
Share Draft
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
102 Spit Brook Rd, Nashua, NH 03062 2711
Savings Account
8.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
BankProv
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
1 Provident Way, Seabrook, NH 03874
Goal Getter Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $10,000
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Provident Way, Seabrook, NH 03874
GoalGetter Savings
4.00%
$10
▼
Rate3.93%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $10,000.00
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
Kids' Bank Savings Account and over
3.56%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Balances $5,000.00
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
Kids' Bank Savings Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Balances up to $4,999.99
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
For balances of $50,000 and above
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
High Yield Savings
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100.00 minimum to open
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $2,500.00
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Online Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Online Savings
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Online Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Money Market Savings Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Flex Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
Begin Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
Emergency Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Money Market Savings Account
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Business Tiered IRA Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Tiered IRA Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Money Market Savings Account
1.55%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Business Tiered IRA Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Tiered IRA Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Business Tiered IRA Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Tiered IRA Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Keene, NH Savings Rate Trends
Compare local Keene, NH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — NH Avg
1.546%
▼ 0.009 from last week
New Hampshire high-yield savings rates fell 0.009 points this week to 1.546% APY, down from 1.555% last week.
Standard Savings — NH Avg
0.475%
▲ 0.195 from last week
New Hampshire standard savings rates rose 0.195 points this week to 0.475% APY, up from 0.280% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Keene, New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Keene, New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Keene, New Hampshire
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New Hampshire, help your money grow faster through a higher APY.
Are savings accounts in Keene, New Hampshire safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Hampshire up to $250,000 per depositor, per institution.
How often do savings rates change in Keene, New Hampshire?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Hampshire rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Keene, New Hampshire may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Keene, New Hampshire?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Keene, New Hampshire offer in-person customer service, which some customers prefer.
How do I open a savings account in Keene, New Hampshire?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Keene, New Hampshire
Here are recent savings rates observed in Keene, New Hampshire and the surrounding area:
- Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Mascoma Bank
Build Savings - Tier 1 — 3.35% APY - NBT Bank
Health Savings Accounts — 0.30% APY - Savings Bank of Walpole
Health Savings Accounts — 0.15% APY - Precision Federal Credit Union
Share Draft — 0.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Keene, New Hampshire. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
