Cliffside Park, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Cliffside Park, New Jersey and the surrounding area include Spencer Savings BankSpencer Savings Bank1 Towne Ctr, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 2.42% Platinum Savings at 1.00% APY, ValleyDirectValleyDirect732 Anderson Ave, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, Wells FargoWells Fargo650 Anderson Ave, Cliffside Park, NJ 07010A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Apple Bank for SavingsApple Bank for Savings99 Wood Ave S, Iselin, NJ 08830A+5.0 ★Texas Ratio: 1.54% SmartStart Savings for Young Adults at 5.00% APY, and Andrews Federal Credit UnionAndrews Federal Credit Union2200 Mount Holly Rd, Burlington, NJ 08016A5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cliffside Park, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cliffside Park, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cliffside Park, New Jersey and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Cliffside Park, New Jersey & Surrounding Communities
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000.00
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000; for one year!
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
$1,000 - $99,999.99
Qualifying balance up to $10,000.00
$5 minimum balance to open
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cliffside Park, NJ Savings Rate Trends
Compare local Cliffside Park, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.602 points this week to 0.688% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.204 points this week to 0.509% APY, up from 0.305% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cliffside Park, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cliffside Park, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Cliffside Park, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Cliffside Park, New Jersey safe?
How often do savings rates change in Cliffside Park, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Cliffside Park, New Jersey?
How do I open a savings account in Cliffside Park, New Jersey?
Best Savings Rates in Cliffside Park, New Jersey
- Spencer Savings Bank
Platinum Savings — 1.00% APY - ValleyDirect
Kids First Savings — 0.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Apple Bank for Savings
SmartStart Savings for Young Adults — 5.00% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY
Cliffside Park, New Jersey Rates & Resources
