The best savings rates for Elizabeth, New Jersey and the surrounding area include Union County Savings Bank Elizabeth, NJUnion County Savings Bank Elizabeth, NJ320 N Broad St, Elizabeth, NJ 07208A+5.0 ★ High Yield Savings at 3.50% APY, PNC BankPNC Bank928 S Elmora Ave, Elizabeth, NJ 07202A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Capital One BankCapital One Bank911 S Elmora Ave, Elizabeth, NJ 07202A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Financial Resources Federal Credit UnionFinancial Resources Federal Credit Union10 12 S Broad St, Elizabeth, NJ 07202 3401B-4.3 ★Texas Ratio: 23.26% Youth Savings at 3.03% APY, and Spencer Savings BankSpencer Savings Bank618 Bayway Ave, Elizabeth, NJ 07202A+5.0 ★Texas Ratio: 2.42% Platinum Savings at 1.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Elizabeth, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Elizabeth, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Elizabeth, New Jersey and the surrounding area. Last Updated and Verified: March 26, 2026
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000; for one year!
Qualifications Required
Compare local Elizabeth, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.602 points this week to 0.688% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.204 points this week to 0.509% APY, up from 0.305% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Elizabeth, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elizabeth, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.