Garfield, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Garfield, New Jersey and the surrounding area include PNC BankPNC Bank12 Outwater Ln, Garfield, NJ 07026A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Spencer Savings BankSpencer Savings Bank104 Passaic St, Garfield, NJ 07026A+5.0 ★Texas Ratio: 2.42% Platinum Savings at 1.00% APY, Kearny BankKearny Bank369 Lanza Ave, Garfield, NJ 07026A5.0 ★Texas Ratio: 6.51% Savings (Statement) at 0.05% APY, Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit Union75 River Dr, Garfield, NJ 07026A+5.0 ★Texas Ratio: 2.61% Share Draft at 0.01% APY, and Apple Bank for SavingsApple Bank for Savings99 Wood Ave S, Iselin, NJ 08830A+5.0 ★Texas Ratio: 1.54% Apple Bank SmartStart Savings Account at 5.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Garfield, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Garfield, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Garfield, New Jersey and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Garfield, New Jersey & Surrounding Communities
Qualifying balance up to $10,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000; for one year!
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
$1,000 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Garfield, NJ Savings Rate Trends
Compare local Garfield, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.643 points this week to 0.677% APY, up from 0.033% last week.
New Jersey standard savings rates rose 0.406 points this week to 0.509% APY, up from 0.103% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Garfield, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Garfield, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Garfield, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Garfield, New Jersey safe?
How often do savings rates change in Garfield, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Garfield, New Jersey?
How do I open a savings account in Garfield, New Jersey?
Best Savings Rates in Garfield, New Jersey
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Spencer Savings Bank
Platinum Savings — 1.00% APY - Kearny Bank
Savings (Statement) — 0.05% APY - Polish And Slavic Federal Credit Union
Share Draft — 0.01% APY - Apple Bank for Savings
Apple Bank SmartStart Savings Account — 5.00% APY
