Parsippany, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Parsippany, New Jersey and the surrounding area include GARDEN SAVINGSGARDEN SAVINGS129 Littleton Rd, Parsippany, NJ 07054 1869A+5.0 ★Texas Ratio: 0.00% Accelerate Savings at 3.75% APY, Bogota Savings BankBogota Savings Bank1719 Route 10, Parsippany, NJ 07054A5.0 ★Texas Ratio: 10.28% Statement Savings at 3.56% APY, PNC BankPNC Bank1142 Route 46, Parsippany, NJ 07054A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Spencer Savings BankSpencer Savings Bank1699 Littleton Rd, Parsippany, NJ 07054A+5.0 ★Texas Ratio: 2.42% Platinum Savings at 1.00% APY, and Picatinny Federal Credit UnionPicatinny Federal Credit Union200 Baldwin Rd # 128, Parsippany, NJ 07054 2010A+5.0 ★Texas Ratio: 2.66% Platinum Member Savings Account Bonus at 0.35% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Parsippany, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Parsippany, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Parsippany, New Jersey and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Parsippany, New Jersey & Surrounding Communities
Earns 3.75% APY2 on balances up to $15,000
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Earns 1.00% APY2 on balances over $15,000
Interest Compounded Daily | Posted Monthly
APY bonus on savings accounts
Interest Compounded Daily | Posted Monthly
No minimum balance; Available for minors under 18
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
APY bonus on savings accounts
Interest Compounded Daily | Posted Monthly
No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000; for one year!
Qualifications Required
Qualifying balance up to $1,000,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Parsippany, NJ Savings Rate Trends
Compare local Parsippany, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.602 points this week to 0.688% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.204 points this week to 0.509% APY, up from 0.305% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Parsippany, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Parsippany, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Parsippany, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Parsippany, New Jersey safe?
How often do savings rates change in Parsippany, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Parsippany, New Jersey?
How do I open a savings account in Parsippany, New Jersey?
Best Savings Rates in Parsippany, New Jersey
- GARDEN SAVINGS
Accelerate Savings — 3.75% APY - Bogota Savings Bank
Statement Savings — 3.56% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Spencer Savings Bank
Platinum Savings — 1.00% APY - Picatinny Federal Credit Union
Platinum Member Savings Account Bonus — 0.35% APY
