Paterson, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Paterson, New Jersey and the surrounding area include Greater Alliance Federal Credit UnionGreater Alliance Federal Credit Union66 Hamilton St, Paterson, NJ 07505 2079A5.0 ★Texas Ratio: 13.52% Promotional Savings Account at 4.00% APY, PNC BankPNC Bank191 Market St, Paterson, NJ 07505A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, ValleyDirectValleyDirect460 Chamberlain Ave, Paterson, NJ 07522A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, Wells FargoWells Fargo273 Crooks Ave, Paterson, NJ 07503A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Apple Bank for SavingsApple Bank for Savings99 Wood Ave S, Iselin, NJ 08830A+5.0 ★Texas Ratio: 1.54% SmartStart Savings for Youth at 5.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Paterson, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Paterson, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Paterson, New Jersey and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Paterson, New Jersey & Surrounding Communities
Qualifying balance up to $10,000; for one year!
No minimum balance; Available for minors under 18
And receive $1,000 credit towards the closing costs on your Greater Alliance mortgage.
And receive $1,000 credit towards the closing costs on your Greater Alliance mortgage.
No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
New Members Only; APR earned with a balance up to $5,000.
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Qualifying balance up to $15,000.00
New Money Only
Terms and Conditions apply.
Interest Compounded Daily | Posted Monthly
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Paterson, NJ Savings Rate Trends
Compare local Paterson, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.602 points this week to 0.688% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.204 points this week to 0.509% APY, up from 0.305% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Paterson, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Paterson, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Paterson, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Paterson, New Jersey safe?
How often do savings rates change in Paterson, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Paterson, New Jersey?
How do I open a savings account in Paterson, New Jersey?
Best Savings Rates in Paterson, New Jersey
- Greater Alliance Federal Credit Union
Promotional Savings Account — 4.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - ValleyDirect
Kids First Savings — 0.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Apple Bank for Savings
SmartStart Savings for Youth — 5.00% APY
