Springfield, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Springfield, New Jersey and the surrounding area include The Atlantic Federal Credit UnionThe Atlantic Federal Credit Union2 Edison Pl, Springfield, NJ 07081B4.6 ★Texas Ratio: 19.74% Ultra Savings at 3.50% APY, ConnectOne BankConnectOne Bank783 Mountain Ave, Springfield, NJ 07081A+5.0 ★Texas Ratio: 4.57% Connection Plus Savings at 3.10% APY, ValleyDirectValleyDirect166 Morris Ave, Springfield, NJ 07081A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, Somerset Savings BankSomerset Savings Bank899 Mountain Avenue, Springfield, NJ 07081A+5.0 ★Texas Ratio: 0.07% Tiered Savings at 0.10% APY, and Kearny BankKearny Bank223 Mountain Ave, Springfield, NJ 07081A5.0 ★Texas Ratio: 6.51% Statement Savings IRA at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Springfield, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Springfield, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Springfield, New Jersey and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Springfield, New Jersey & Surrounding Communities
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000; for one year!
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Terms and Conditions apply.
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
$1,000 - $99,999.99
Qualifying balance up to $10,000.00
$5 minimum balance to open
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Springfield, NJ Savings Rate Trends
Compare local Springfield, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.602 points this week to 0.688% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.204 points this week to 0.509% APY, up from 0.305% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Springfield, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Springfield, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Springfield, New Jersey safe?
How often do savings rates change in Springfield, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Springfield, New Jersey?
How do I open a savings account in Springfield, New Jersey?
Best Savings Rates in Springfield, New Jersey
- The Atlantic Federal Credit Union
Ultra Savings — 3.50% APY - ConnectOne Bank
Connection Plus Savings — 3.10% APY - ValleyDirect
Kids First Savings — 0.25% APY - Somerset Savings Bank
Tiered Savings — 0.10% APY - Kearny Bank
Statement Savings IRA — 0.05% APY
