The best savings rates for Wayne, New Jersey and the surrounding area include USALLIANCEUSALLIANCE1 Corporate Dr, Wayne, NJ 07470 3112B4.5 ★Texas Ratio: 21.07% High Dividend Savings at 3.30% APY, PNC BankPNC Bank35215 W Michigan Ave, Wayne, MI 48184A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Spencer Savings BankSpencer Savings Bank183 Hamburg Tpke, Wayne, NJ 07470A+5.0 ★Texas Ratio: 2.42% Platinum Savings at 1.00% APY, ValleyDirectValleyDirect200 Black Oak Ridge Rd, Wayne, NJ 07470A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, and Kearny BankKearny Bank1158 Hamburg Tpke, Wayne, NJ 07470A5.0 ★Texas Ratio: 6.51% Statement Savings IRA at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Wayne, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wayne, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Wayne, New Jersey and the surrounding area. Last Updated and Verified: March 25, 2026
Qualifying balance up to $500.00
Qualifying balance up to $500.00
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
New Members Only; APR earned with a balance up to $5,000.
Qualifying balance up to $10,000; for one year!
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
Compare local Wayne, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.602 points this week to 0.688% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.204 points this week to 0.509% APY, up from 0.305% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wayne, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wayne, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.