Astoria, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Astoria, New York and the surrounding area include Maspeth Federal S&LMaspeth Federal S&L3142 Steinway St, Astoria, NY 11103A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY, Apple Bank for SavingsApple Bank for Savings30 98c Steinway Street, Astoria, NY 11103A+5.0 ★Texas Ratio: 1.54% SmartStart Banking & Savings at 5.00% APY, Ridgewood Savings BankRidgewood Savings Bank4314 Ditmars Blvd, Astoria, NY 11105A5.0 ★Texas Ratio: 7.75% Smart Move Online Savings Account at 3.40% APY, Self Reliance NY Federal Credit UnionSelf Reliance NY Federal Credit Union3201 31st Ave, Astoria, NY 11106 2408A+5.0 ★Texas Ratio: 2.12% High Yield Savings at 3.20% APY, and Capital One BankCapital One Bank3117 Broadway, Astoria, NY 11106A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Astoria, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Astoria, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Astoria, New York and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Astoria, New York & Surrounding Communities
Qualifying balance up to $6000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000.00
New Money Only
Simple Banking Program
$.01 - $249,999.99
Qualifying balance up to $25,000.00; Up to $10 will be credited upon account opening and will be reported as interest income with a 1099-INT form.
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000
UP TO AGE 21
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Named the Best Savings Account of 2025 by Bankrate
As of 01/20/26 [according to the FDIC](https://www.fdic.gov/resources/bankers/national-rates/). HighQ rate: 3.35% dividend rate as of 02/10/2026.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Astoria, NY Savings Rate Trends
Compare local Astoria, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Astoria, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Astoria, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Astoria, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Astoria, New York safe?
How often do savings rates change in Astoria, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Astoria, New York?
How do I open a savings account in Astoria, New York?
Best Savings Rates in Astoria, New York
- Maspeth Federal S&L
Teen Savings — 10.00% APY - Apple Bank for Savings
SmartStart Banking & Savings — 5.00% APY - Ridgewood Savings Bank
Smart Move Online Savings Account — 3.40% APY - Self Reliance NY Federal Credit Union
High Yield Savings — 3.20% APY - Capital One Bank
360 Performance Savings — 3.20% APY
