Fayetteville, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Fayetteville, New York and the surrounding area include Solvay BankSolvay Bank6828 E Genesee St, Fayetteville, NY 13066A+5.0 ★Texas Ratio: 0.79% Horizon High-Yield Savings Account at 3.25% APY, AmeriCU Credit UnionAmeriCU Credit Union5439 N Burdick St, Fayetteville, NY 13066A-4.9 ★Texas Ratio: 16.15% Health Savings Accounts at 1.50% APY, NBT BankNBT Bank6930 E Genesee St, Fayetteville, NY 13066A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY, and SJP Federal Credit UnionSJP Federal Credit Union341 Englewood Ave, Buffalo, NY 14223 2819A5.0 ★Texas Ratio: 10.45% Youth Savings Account at 6.17% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fayetteville, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fayetteville, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fayetteville, New York and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Fayetteville, New York & Surrounding Communities
Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.
Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.
Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
Average daily balance $2,500 < $10,000
$0.01 min. balance to open
$0.01 min, balance to open.
Average daily balance $100 < $2,500
Average daily balance is $10,000 +
Tier 1 - Average daily balance is $25 +
For members age 0-12.
For members age 13-17.
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Qualifying balance up to $2,500.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Balances $0.00 - $1,000.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fayetteville, NY Savings Rate Trends
Compare local Fayetteville, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.487 points this week to 1.272% APY, down from 1.760% last week.
New York standard savings rates rose 0.167 points this week to 0.810% APY, up from 0.642% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fayetteville, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fayetteville, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fayetteville, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Fayetteville, New York safe?
How often do savings rates change in Fayetteville, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Fayetteville, New York?
How do I open a savings account in Fayetteville, New York?
Best Savings Rates in Fayetteville, New York
- Solvay Bank
Horizon High-Yield Savings Account — 3.25% APY - AmeriCU Credit Union
Health Savings Accounts — 1.50% APY - NBT Bank
Health Savings Accounts — 0.30% APY - Maspeth Federal S&L
Teen Savings — 10.00% APY - SJP Federal Credit Union
Youth Savings Account — 6.17% APY
