Hamburg, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Hamburg, New York and the surrounding area include NBT BankNBT Bank5999 S Park Ave, Hamburg, NY 14075A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts Tier 4 at 0.30% APY, Meridia Community Federal Credit UnionMeridia Community Federal Credit Union4500 Southwestern Blvd, Hamburg, NY 14075A+5.0 ★Texas Ratio: 1.40% U-Name-It Savings at 0.30% APY, Circuit Federal Credit UnionCircuit Federal Credit Union140 Pine St Ste 3A, Hamburg, NY 14075A+5.0 ★Texas Ratio: 1.12% Share and Club Accounts at 0.03% APY, Northwest Bank Warren, PANorthwest Bank Warren, PA5751 S Park Ave, Hamburg, NY 14075A+5.0 ★Texas Ratio: 5.33% Statement Savings at 0.01% APY, and Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hamburg, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hamburg, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hamburg, New York and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Hamburg, New York & Surrounding Communities
Balances $1 and greater most accounts; minimum balance may apply*.
Average daily balance $2,500 < $10,000
Average daily balance is $10,000 +
Average daily balance $100 < $2,500
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $5,000.00
Qualifying balance up to $100.00
Qualifying balance up to $100.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hamburg, NY Savings Rate Trends
Compare local Hamburg, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.259 points this week to 1.260% APY, down from 1.519% last week.
New York standard savings rates fell 0.286 points this week to 0.762% APY, down from 1.048% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hamburg, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hamburg, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hamburg, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Hamburg, New York safe?
How often do savings rates change in Hamburg, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Hamburg, New York?
How do I open a savings account in Hamburg, New York?
Best Savings Rates in Hamburg, New York
- NBT Bank
Health Savings Accounts Tier 4 — 0.30% APY - Meridia Community Federal Credit Union
U-Name-It Savings — 0.30% APY - Circuit Federal Credit Union
Share and Club Accounts — 0.03% APY - Northwest Bank Warren, PA
Statement Savings — 0.01% APY - Maspeth Federal S&L
Teen Savings — 10.00% APY
