Lockport, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Lockport, New York and the surrounding area include Ontario Shores Federal Credit UnionOntario Shores Federal Credit Union6411 Campbell Blvd, Lockport, NY 14094A+5.0 ★Texas Ratio: 4.23% IRA Share at 1.01% APY, Lockport Schools And Community Federal Credit UnionLockport Schools And Community Federal Credit Union360 S Transit St, Lockport, NY 14094 4848A+5.0 ★Texas Ratio: 2.82% I.R.A. Share Accounts at 0.30% APY, NBT BankNBT Bank5688 S Transit Rd, Lockport, NY 14094A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, NIAGARAS CHOICENIAGARAS CHOICE260 West Ave, Lockport, NY 14094A+5.0 ★Texas Ratio: 0.16% IRA Savings at 0.15% APY, and Northwest Bank Warren, PANorthwest Bank Warren, PA55 East Ave, Lockport, NY 14094A+5.0 ★Texas Ratio: 5.33% Statement Savings at 0.01% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lockport, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lockport, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lockport, New York and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Lockport, New York & Surrounding Communities
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
Average daily balance $2,500 < $10,000
Average daily balance $100 < $2,500
Average daily balance is $10,000 +
Tier 1 - Average daily balance is $25 +
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000
Balances $0.00 - $1,000.00
Qualifying balance up to $500.00
UP TO AGE 21
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $100.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $100.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lockport, NY Savings Rate Trends
Compare local Lockport, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.259 points this week to 1.260% APY, down from 1.519% last week.
New York standard savings rates fell 0.286 points this week to 0.762% APY, down from 1.048% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lockport, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lockport, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lockport, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Lockport, New York safe?
How often do savings rates change in Lockport, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Lockport, New York?
How do I open a savings account in Lockport, New York?
Best Savings Rates in Lockport, New York
- Ontario Shores Federal Credit Union
IRA Share — 1.01% APY - Lockport Schools And Community Federal Credit Union
I.R.A. Share Accounts — 0.30% APY - NBT Bank
Health Savings Accounts — 0.30% APY - NIAGARAS CHOICE
IRA Savings — 0.15% APY - Northwest Bank Warren, PA
Statement Savings — 0.01% APY
