Melville, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Melville, New York and the surrounding area include FourLeaf Federal Credit UnionFourLeaf Federal Credit Union501 Walt Whitman Rd, Melville, NY 11747 2100A-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY, Metro Realtors Federal Credit UnionMetro Realtors Federal Credit Union535 Broadhollow Rd Ste A4, Melville, NY 11747A5.0 ★Texas Ratio: 8.82% Smarts Starts Early Youth Savings at 5.00% APY, ConnectOne BankConnectOne Bank275 Broadhollow Rd, Melville, NY 11747A+5.0 ★Texas Ratio: 4.57% Connection Plus Savings at 3.10% APY, BankUnitedBankUnited445 Broadhollow Rd, Melville, NY 11747A-5.0 ★Texas Ratio: 15.40% High Yield Savings Account at 2.25% APY, and Wells FargoWells Fargo58 S Service Rd, Melville, NY 11747A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Melville, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Melville, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Melville, New York and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Melville, New York & Surrounding Communities
Balances $0.00 - $1,000.00
UP TO AGE 21
$5 to open
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $100.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Melville, NY Savings Rate Trends
Compare local Melville, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Melville, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Melville, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Melville, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Melville, New York safe?
How often do savings rates change in Melville, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Melville, New York?
How do I open a savings account in Melville, New York?
Best Savings Rates in Melville, New York
- FourLeaf Federal Credit Union
Student Savings — 5.00% APY - Metro Realtors Federal Credit Union
Smarts Starts Early Youth Savings — 5.00% APY - ConnectOne Bank
Connection Plus Savings — 3.10% APY - BankUnited
High Yield Savings Account — 2.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
