Riverhead, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Riverhead, New York and the surrounding area include Suffolk Federal Credit UnionSuffolk Federal Credit Union2 Enterprise Zone Dr, Riverhead, NY 11901 3707A+5.0 ★Texas Ratio: 3.20% Youth Savings at 6.00% APY, FourLeaf Federal Credit UnionFourLeaf Federal Credit Union1095 Old Country Rd, Riverhead, NY 11901 2019A-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY, Island Federal Credit UnionIsland Federal Credit Union1077 Old Country Rd, Riverhead, NY 11901 2019A+5.0 ★Texas Ratio: 5.75% High Five Youth Savings Account at 5.00% APY, Capital One BankCapital One Bank1080 Rte 58 Roanoke Plaza, Riverhead, NY 11901A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, and ConnectOne BankConnectOne Bank140 E Main St, Riverhead, NY 11901A+5.0 ★Texas Ratio: 4.57% Connection Plus Savings at 3.10% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Riverhead, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Riverhead, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Riverhead, New York and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Riverhead, New York & Surrounding Communities
Earn a great rate, plus get $25 when balance reaches $1,000.
Balances $0.00 - $1,000.00
Qualifying balance up to $500.00
$5 to open
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Qualifying balance up to $6000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
**Exclusive online**
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
New Money Only
Terms and Conditions apply.
Boosted Rate: 3.75% for 6 months ($0+)
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Riverhead, NY Savings Rate Trends
Compare local Riverhead, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates rose 0.383 points this week to 1.261% APY, up from 0.878% last week.
New York standard savings rates fell 0.207 points this week to 0.773% APY, down from 0.980% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Riverhead, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Riverhead, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Riverhead, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Riverhead, New York safe?
How often do savings rates change in Riverhead, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Riverhead, New York?
How do I open a savings account in Riverhead, New York?
Best Savings Rates in Riverhead, New York
- Suffolk Federal Credit Union
Youth Savings — 6.00% APY - FourLeaf Federal Credit Union
Student Savings — 5.00% APY - Island Federal Credit Union
High Five Youth Savings Account — 5.00% APY - Capital One Bank
360 Performance Savings — 3.20% APY - ConnectOne Bank
Connection Plus Savings — 3.10% APY
