Southampton, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Southampton, New York and the surrounding area include Suffolk Federal Credit UnionSuffolk Federal Credit Union850 County Road 39, Southampton, NY 11968A+5.0 ★Texas Ratio: 3.20% Youth Savings at 6.00% APY, Capital One BankCapital One Bank46 Windmill Ln, Southampton, NY 11968A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, ConnectOne BankConnectOne Bank150 Hampton Rd, Southampton, NY 11968A+5.0 ★Texas Ratio: 4.57% Connection Plus Savings at 3.10% APY, Wells FargoWells Fargo280 2nd Street Pike, Southampton, PA 18966A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Dime Community BankDime Community Bank243 Windmill Ln, Southampton, NY 11968A+5.0 ★Texas Ratio: 1.70% Aspire Statement Savings at 0.01% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Southampton, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Southampton, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Southampton, New York and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Southampton, New York & Surrounding Communities
Earn a great rate, plus get $25 when balance reaches $1,000.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
**Exclusive online**
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Named the Best Savings Account of 2025 by Bankrate
As of 01/20/26 [according to the FDIC](https://www.fdic.gov/resources/bankers/national-rates/). HighQ rate: 3.35% dividend rate as of 02/10/2026.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Southampton, NY Savings Rate Trends
Compare local Southampton, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Southampton, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Southampton, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Southampton, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Southampton, New York safe?
How often do savings rates change in Southampton, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Southampton, New York?
How do I open a savings account in Southampton, New York?
Best Savings Rates in Southampton, New York
- Suffolk Federal Credit Union
Youth Savings — 6.00% APY - Capital One Bank
360 Performance Savings — 3.20% APY - ConnectOne Bank
Connection Plus Savings — 3.10% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Dime Community Bank
Aspire Statement Savings — 0.01% APY
