Staten Island, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Staten Island, New York and the surrounding area include Apple Bank for SavingsApple Bank for Savings2655 Richmond Ave, Staten Island, NY 10314A+5.0 ★Texas Ratio: 1.54% Apple Bank SmartStart Savings Account at 5.00% APY, Empire State BankEmpire State Bank1441 South Ave, Staten Island, NY 10314A+5.0 ★Texas Ratio: 2.86% Premier Savings Tier 2 at 3.30% APY, Division 726 Federal Credit UnionDivision 726 Federal Credit Union4886 ARTHUR KILL RD, STATEN ISLAND, NY 10309C+4.1 ★Texas Ratio: 25.62% Savings at 0.75% APY, ValleyDirectValleyDirect1731 Victory Boulevard, Staten Island, NY 10314A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, and Kearny BankKearny Bank1400 Hylan Blvd, Staten Island, NY 10305A5.0 ★Texas Ratio: 6.51% Kid's Club Savings Account at 0.25% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Staten Island, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Staten Island, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Staten Island, New York and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Staten Island, New York & Surrounding Communities
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
New Money Only
Simple Banking Program
No minimum balance; Available for minors under 18
$10 match
No maintenance charge for average daily balances of $10,000 or more
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $500.00
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Staten Island, NY Savings Rate Trends
Compare local Staten Island, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Staten Island, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Staten Island, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Staten Island, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Staten Island, New York safe?
How often do savings rates change in Staten Island, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Staten Island, New York?
How do I open a savings account in Staten Island, New York?
Best Savings Rates in Staten Island, New York
- Apple Bank for Savings
Apple Bank SmartStart Savings Account — 5.00% APY - Empire State Bank
Premier Savings Tier 2 — 3.30% APY - Division 726 Federal Credit Union
Savings — 0.75% APY - ValleyDirect
Kids First Savings — 0.25% APY - Kearny Bank
Kid's Club Savings Account — 0.25% APY
