White Plains, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for White Plains, New York and the surrounding area include Apple Bank for SavingsApple Bank for Savings33 Mamaroneck Ave, White Plains, NY 10601A+5.0 ★Texas Ratio: 1.54% Apple Bank SmartStart Savings Account at 5.00% APY, Affinity Federal Credit UnionAffinity Federal Credit Union177 Hillside Ave, White Plains, NY 10607A5.0 ★Texas Ratio: 10.16% Performance Savings at 3.25% APY, Capital One BankCapital One Bank530 N Broadway, White Plains, NY 10603A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, ConnectOne BankConnectOne Bank567 N Broadway, White Plains, NY 10603A+5.0 ★Texas Ratio: 4.57% Connection Plus Savings at 3.10% APY, and ValleyDirectValleyDirect464 Mamaroneck Ave, White Plains, NY 10605A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in White Plains, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in White Plains, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in White Plains, New York and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in White Plains, New York & Surrounding Communities
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
New Money Only
Simple Banking Program
Qualifications Required
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
New Money Only
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
White Plains, NY Savings Rate Trends
Compare local White Plains, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for White Plains, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in White Plains, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in White Plains, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in White Plains, New York safe?
How often do savings rates change in White Plains, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in White Plains, New York?
How do I open a savings account in White Plains, New York?
Best Savings Rates in White Plains, New York
- Apple Bank for Savings
Apple Bank SmartStart Savings Account — 5.00% APY - Affinity Federal Credit Union
Performance Savings — 3.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - ConnectOne Bank
Connection Plus Savings — 3.10% APY - ValleyDirect
Kids First Savings — 0.25% APY
