The best savings rates for Boone, North Carolina and the surrounding area include PNC BankPNC Bank1168 Blowing Rock Rd, Boone, NC 28607A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, State Employees Credit UnionState Employees Credit Union1470 BLOWING ROCK RD, BOONE, NC 28607A-5.0 ★Texas Ratio: 15.54% Health Savings Account at 3.05% APY, First Community BankFirst Community Bank1013 Highway 105, Boone, NC 28607A+5.0 ★Texas Ratio: 4.10% Community Savings at 1.51% APY, First HorizonFirst Horizon325 Leola St, Boone, NC 28607A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Piedmont FSBPiedmont FSB1399 Blowing Rock Rd, Boone, NC 28607A+5.0 ★Texas Ratio: 0.44% PFStart/PFGo Savings at 0.20% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Boone, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Boone, North Carolina (NC) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Boone, North Carolina and the surrounding area. Last Updated and Verified: March 28, 2026
$0-$2500
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $3,000.00
Qualifying balance up to $3,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Plus, earn a $200 cash bonus for a limited-time.
Intro rate subject to change
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $2,500.00
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
Qualifying balance up to $25,000
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Average Daily Balances of $10,000 or more
Average Daily Balances of $10,000 or more
Minimum of $5,000 not currently deposited at Huntington.
$5 minimum balance to open
Compare local Boone, NC savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield savings rates fell 1.226 points this week to 0.573% APY, down from 1.799% last week.
North Carolina standard savings rates rose 1.457 points this week to 1.577% APY, up from 0.120% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Boone, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boone, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.