The best savings rates for Graham, North Carolina and the surrounding area include Truliant Federal Credit UnionTruliant Federal Credit Union915 S Main St, Graham, NC 27253A5.0 ★Texas Ratio: 7.58% High Yield Rewards Savings at 3.20% APY, First HorizonFirst Horizon227 S Main St, Graham, NC 27253A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, Atlantic Union BankAtlantic Union Bank842 S Main St, Graham, NC 27253A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY, Wells FargoWells Fargo233 S Main St, Graham, NC 27253A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, and FsnbFsnb2025 N Marine Blvd, Jacksonville, NC 28546A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Graham, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Graham, North Carolina (NC) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Graham, North Carolina and the surrounding area. Last Updated and Verified: March 26, 2026
Qualifying balance up to $25,000
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
$5 minimum opening deposit required
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $3,000.00
Qualifying balance up to $3,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $15,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Plus, earn a $200 cash bonus for a limited-time.
Intro rate subject to change
Qualifying balance up to $2,500.00
Average Daily Balance between $100 - $100,000
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Average Daily Balances of $10,000 or more
Average Daily Balances of $10,000 or more
Qualifying balance up to $100,000.00
Compare local Graham, NC savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield savings rates fell 0.920 points this week to 0.561% APY, down from 1.482% last week.
North Carolina standard savings rates fell 1.086 points this week to 1.579% APY, down from 2.666% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Graham, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Graham, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.