The best savings rates for West Fargo, North Dakota and the surrounding area include Bell BankBell Bank320 32nd Ave W, West Fargo, ND 58078A+5.0 ★Texas Ratio: 2.41% IRA Variable Rate Savings at 3.56% APY, Town and Country Credit UnionTown and Country Credit Union925 14th Ave E, West Fargo, ND 58078 3311A+5.0 ★Texas Ratio: 3.36% Health Savings Account at 1.00% APY, VISIONBank Saint Francis, MNVISIONBank Saint Francis, MN820 34th Ave E, West Fargo, ND 58078A5.0 ★Texas Ratio: 6.85% Vision Savings at 0.10% APY, Wells FargoWells Fargo1401 13th Ave E, West Fargo, ND 58078A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Service Federal Credit UnionService Federal Credit Union589 Holzapple St Bldg 210, Grand Forks Afb, ND 58204 1020A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in West Fargo, North Dakota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in West Fargo, North Dakota (ND) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in West Fargo, North Dakota and the surrounding area. Last Updated and Verified: March 28, 2026
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
$5,000 minimum opening deposit
$5,000 minimum opening deposit
Grow your money with up to 1.61% APY
$5,000 minimum opening deposit
$5,000 minimum opening deposit
$5,000 minimum opening deposit
$5,000 minimum opening deposit
ages 21 and under only
$5,000 minimum opening deposit
$5,000 minimum opening deposit
$5,000 minimum opening deposit
$1,000 minimum opening deposit
$5,000 minimum opening deposit
Average daily balances must be $100 or greater to earn interest on savings accounts.
Compare local West Fargo, ND savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Dakota high-yield savings rates fell 0.304 points this week to 0.313% APY, down from 0.617% last week.
North Dakota standard savings rates rose 0.238 points this week to 0.451% APY, up from 0.213% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for West Fargo, North Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Fargo, North Dakota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ND.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.